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X-WR-CALDESC:Events for Arundel Community Development Services, Inc.
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DTSTART;VALUE=DATE:20180327
DTEND;VALUE=DATE:20180328
DTSTAMP:20260407T172425
CREATED:20180319T152640Z
LAST-MODIFIED:20180319T152640Z
UID:10002732-1522108800-1522195199@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part one
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThis Workshop Class is the third session of the Homeownership Counseling Program.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-one/
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DTSTART;TZID=America/New_York:20180327T120000
DTEND;TZID=America/New_York:20180327T120000
DTSTAMP:20260407T172425
CREATED:20180308T210410Z
LAST-MODIFIED:20180322T183221Z
UID:10002727-1522152000-1522152000@acdsinc.org
SUMMARY:Bacontown Residential Construction Project Bid Opening
DESCRIPTION:Proposals for home builder services will be read at this time. For Contractor Opportunities please click here.
URL:https://acdsinc.org/event/bacontown-residential-construction-project-bid-opening/
LOCATION:Arundel Community Development Services\, Inc.\, 2666 Riva Road\, Suite 210\, Annapolis\, MD\, 21401\, United States
ORGANIZER;CN="William Gibbons":MAILTO:wgibbons@acdsinc.org
GEO:38.9746862;-76.5612782
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DTSTART;TZID=America/New_York:20180327T180000
DTEND;TZID=America/New_York:20180327T200000
DTSTAMP:20260407T172425
CREATED:20180214T151225Z
LAST-MODIFIED:20180417T161354Z
UID:10002694-1522173600-1522180800@acdsinc.org
SUMMARY:Debt Management & Budgeting
DESCRIPTION:Where does all of my money go? Is your paycheck gone at the end of the week or month\, but you cannot figure out where it went? Then this workshop is for you! \n  \nThis workshop covers a comprehensive approach to identifying what income you have and how much you need in order to cover your monthly expenses. It will focus on identifying the difference between wants and needs\, tracking your expenses\, and preventing the creation of a budget that is not realistic and does not work. Identify your money personality and what triggers your spending and savings habits. Identify methods to track your spending and modify those habits that break your budget. \n  \nParticipate in budgeting exercises which will give you tips and guidance on creating a budget and meeting your short and long term goals. Learn the importance of on-time payments\, debt reduction\, and living within your means. \n  \nInstructor:   Kylie Delgado\, Guidewell Financial Solutions \nKylie Delgado with Guidewell Financial Solutions has over 10 years of experience in the financial education field. Kylie is a graduate of Towson University and has a Masters Degree in Management from Notre Dome of Maryland University. \n 
URL:https://acdsinc.org/event/debt-management-budgeting/
LOCATION:AA County Department of Aging & Disabilities North County Location\, 7320 Ritchie Highway\, Glen Burnie\, MD\, 21061\, United States
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
GEO:39.1702702;-76.6210088
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=AA County Department of Aging & Disabilities North County Location 7320 Ritchie Highway Glen Burnie MD 21061 United States;X-APPLE-RADIUS=500;X-TITLE=7320 Ritchie Highway:geo:-76.6210088,39.1702702
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