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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20201204T100000
DTEND;TZID=America/New_York:20201204T113000
DTSTAMP:20260403T153958
CREATED:20200219T144509Z
LAST-MODIFIED:20200219T144509Z
UID:10003005-1607076000-1607081400@acdsinc.org
SUMMARY:CoC Homeless Coalition Board Meeting
DESCRIPTION:
URL:https://acdsinc.org/event/coc-homeless-coalition-board-meeting/2020-12-04/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20201117T180000
DTEND;TZID=America/New_York:20201117T193000
DTSTAMP:20260403T153958
CREATED:20201115T161531Z
LAST-MODIFIED:20201115T161721Z
UID:10003009-1605636000-1605641400@acdsinc.org
SUMMARY:Navigating the Eviction Process: What Our Community Needs to Know
DESCRIPTION:
URL:https://acdsinc.org/event/navigating-the-eviction-process-what-our-community-needs-to-know/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20201106T100000
DTEND;TZID=America/New_York:20201106T113000
DTSTAMP:20260403T153958
CREATED:20200219T144509Z
LAST-MODIFIED:20200219T144509Z
UID:10003004-1604656800-1604662200@acdsinc.org
SUMMARY:CoC Homeless Coalition Board Meeting
DESCRIPTION:
URL:https://acdsinc.org/event/coc-homeless-coalition-board-meeting/2020-11-06/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20201029T170000
DTEND;TZID=America/New_York:20201029T183000
DTSTAMP:20260403T153958
CREATED:20190625T173957Z
LAST-MODIFIED:20201002T131934Z
UID:10002955-1603990800-1603996200@acdsinc.org
SUMMARY:1st Public Hearing: County Housing and Community Development Budget Process
DESCRIPTION:This meeting is VIRTUAL: Please RSVP to asmith@acdsinc.org for meeting information. \nArundel Community Development Services\, Inc. (ACDS)\, under contract with Anne Arundel County\, will hold a virtual public hearing to provide residents with information on the Community Development Block Grant (CDBG)\, HOME Investment Partnerships (HOME)\, Emergency Solutions Grant (ESG)\, and Housing Opportunities for Persons with AIDS (HOPWA) Programs and to solicit recommendations for the use of these funds for Local Fiscal Year 2022\, which begins July 1\, 2021.  The budget applications for this process can be found HERE. \nThe hearing will also provide residents with information on FY 2020 accomplishments. \nThe Public will have an opportunity to comment and share information on the housing and community development needs they are seeing in their communities\, including the needs resulting from COVID-19 and make suggestions for the use of CDBG-CV-III and ESG-CV-II to address those needs. This will be a virtual meeting\, please RSVP to asmith@acdsinc.org and you will receive the login information.   \nIf you wish to attend and require a special accommodation (e.g. interpreter for deaf and hard of hearing or an interpreter for persons with limited English proficiency) please contact ekarpewicz@acdsinc.org no later than seven business days prior to the public meeting. \n  \n  \n  \n 
URL:https://acdsinc.org/event/1st-public-hearing-county-housing-and-community-development-budget-process/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20201002T100000
DTEND;TZID=America/New_York:20201002T113000
DTSTAMP:20260403T153958
CREATED:20200219T144509Z
LAST-MODIFIED:20200219T144509Z
UID:10003003-1601632800-1601638200@acdsinc.org
SUMMARY:CoC Homeless Coalition Board Meeting
DESCRIPTION:
URL:https://acdsinc.org/event/coc-homeless-coalition-board-meeting/2020-10-02/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200904T100000
DTEND;TZID=America/New_York:20200904T113000
DTSTAMP:20260403T153958
CREATED:20200219T144509Z
LAST-MODIFIED:20200219T144509Z
UID:10003002-1599213600-1599219000@acdsinc.org
SUMMARY:CoC Homeless Coalition Board Meeting
DESCRIPTION:
URL:https://acdsinc.org/event/coc-homeless-coalition-board-meeting/2020-09-04/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200807T100000
DTEND;TZID=America/New_York:20200807T113000
DTSTAMP:20260403T153958
CREATED:20200219T144509Z
LAST-MODIFIED:20200219T144509Z
UID:10003001-1596794400-1596799800@acdsinc.org
SUMMARY:CoC Homeless Coalition Board Meeting
DESCRIPTION:
URL:https://acdsinc.org/event/coc-homeless-coalition-board-meeting/2020-08-07/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200617T180000
DTEND;TZID=America/New_York:20200617T200000
DTSTAMP:20260403T153958
CREATED:20181005T194921Z
LAST-MODIFIED:20200521T185356Z
UID:10002868-1592416800-1592424000@acdsinc.org
SUMMARY:Local Development Council Monthly Meeting
DESCRIPTION:Due to public health concerns regarding COVID-19\, this meeting will be held virtually through Zoom. Call in info will be posted one week prior to the meeting.
URL:https://acdsinc.org/event/local-development-council-monthly-meeting-2020-06-17/
LOCATION:MD\, United States
GEO:39.0457549;-76.6412712
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200605T100000
DTEND;TZID=America/New_York:20200605T113000
DTSTAMP:20260403T153958
CREATED:20200219T144509Z
LAST-MODIFIED:20200219T144509Z
UID:10003000-1591351200-1591356600@acdsinc.org
SUMMARY:CoC Homeless Coalition Board Meeting
DESCRIPTION:
URL:https://acdsinc.org/event/coc-homeless-coalition-board-meeting/2020-06-05/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200520T180000
DTEND;TZID=America/New_York:20200520T200000
DTSTAMP:20260403T153958
CREATED:20181005T194921Z
LAST-MODIFIED:20200521T185229Z
UID:10002859-1589997600-1590004800@acdsinc.org
SUMMARY:Local Development Council Monthly Meeting
DESCRIPTION:All meetings are held at the Harmans Community Room at Arundel Mills Mall and begin at 6pm. \nNote: In the event of inclement weather\, we will follow Anne Arundel County Public Schools’ closures.  If evening activities/meetings are cancelled due to weather\, the LDC will not hold its meeting.  AACPS announcements can be found by clicking here.
URL:https://acdsinc.org/event/local-development-council-monthly-meeting/2020-05-20/
LOCATION:MD\, United States
GEO:39.0457549;-76.6412712
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200501T100000
DTEND;TZID=America/New_York:20200501T113000
DTSTAMP:20260403T153958
CREATED:20200219T144509Z
LAST-MODIFIED:20200219T144509Z
UID:10002999-1588327200-1588332600@acdsinc.org
SUMMARY:CoC Homeless Coalition Board Meeting
DESCRIPTION:
URL:https://acdsinc.org/event/coc-homeless-coalition-board-meeting/2020-05-01/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200417T100000
DTEND;TZID=America/New_York:20200417T113000
DTSTAMP:20260403T153958
CREATED:20200219T145007Z
LAST-MODIFIED:20200219T145007Z
UID:10003007-1587117600-1587123000@acdsinc.org
SUMMARY:CoC Homeless Coalition General Meeting
DESCRIPTION:2666 Riva Rd\, Second floor conference room \nAnnapolis\, MD 21401
URL:https://acdsinc.org/event/coc-homeless-coalition-general-meeting-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200415T180000
DTEND;TZID=America/New_York:20200415T200000
DTSTAMP:20260403T153958
CREATED:20181005T194921Z
LAST-MODIFIED:20200521T185229Z
UID:10002858-1586973600-1586980800@acdsinc.org
SUMMARY:Local Development Council Monthly Meeting
DESCRIPTION:All meetings are held at the Harmans Community Room at Arundel Mills Mall and begin at 6pm. \nNote: In the event of inclement weather\, we will follow Anne Arundel County Public Schools’ closures.  If evening activities/meetings are cancelled due to weather\, the LDC will not hold its meeting.  AACPS announcements can be found by clicking here.
URL:https://acdsinc.org/event/local-development-council-monthly-meeting/2020-04-15/
LOCATION:MD\, United States
GEO:39.0457549;-76.6412712
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200403T100000
DTEND;TZID=America/New_York:20200403T113000
DTSTAMP:20260403T153958
CREATED:20200219T144509Z
LAST-MODIFIED:20200316T203539Z
UID:10003006-1585908000-1585913400@acdsinc.org
SUMMARY:CoC Homeless Coalition Board Meeting CANCELLED
DESCRIPTION:
URL:https://acdsinc.org/event/coc-homeless-coalition-board-meeting-2020-04-03/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200326T180000
DTEND;TZID=America/New_York:20200326T200000
DTSTAMP:20260403T153958
CREATED:20200107T182247Z
LAST-MODIFIED:20200316T181328Z
UID:10002991-1585245600-1585252800@acdsinc.org
SUMMARY:Understanding Your Credit Workshop - CANCELLED
DESCRIPTION:Due to COVID-19 and the emerging public health crisis\, ACDS has cancelled all group workshops and classes for the month of March.  Please check back for updates and/or contact our office at info@acdsinc.org for individual financial coaching.  \nWhat’s the big deal about credit scores? How do I get my credit score? What impact does my credit score have on my financial wellness? This informative session will provide an in-depth discussion on how to obtain your credit report\, how to read your credit report\, and how your credit report will be viewed by lenders\, credit card companies\, employers\, insurance providers\, and housing rental agencies. \nLearn how information is transmitted to the three credit bureaus\, the importance of accurate information and what actions are necessary to dispute and correct inaccurate information. Listen to valuable tips about precautions and preventative actions against identity theft and fraud. \nYour credit report tells your story; learn how to control that story.
URL:https://acdsinc.org/event/understanding-your-credit-workshop/
LOCATION:Brooklyn Park Library\, 1 E 11th Ave\, Baltimore\, MD\, 21225\, United States
GEO:39.2230511;-76.6118302
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Brooklyn Park Library 1 E 11th Ave Baltimore MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=1 E 11th Ave:geo:-76.6118302,39.2230511
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200324T180000
DTEND;TZID=America/New_York:20200324T200000
DTSTAMP:20260403T153958
CREATED:20200107T182109Z
LAST-MODIFIED:20200316T150929Z
UID:10002990-1585072800-1585080000@acdsinc.org
SUMMARY:Debt Management & Budgeting Workshop - CANCELLED
DESCRIPTION:Due to COVID-19 and the emerging public health crisis\, ACDS has cancelled all group workshops and classes for the month of March.  Please check back for updates and/or contact our office at info@acdsinc.org for individual financial coaching.   \nWhere does all of my money go? Is your paycheck gone at the end of the week or month\, but you cannot figure out where it went? Then this workshop is for you! \nThis workshop covers a comprehensive approach to identifying what income you have and how much you need in order to cover your monthly expenses. It will focus on identifying the difference between wants and needs\, tracking your expenses\, and preventing the creation of a budget that is not realistic and does not work. Identify your money personality and what triggers your spending and savings habits. Identify methods to track your spending and modify those habits that break your budget. \nParticipate in budgeting exercises which will give you tips and guidance on creating a budget and meeting your short and long term goals. Learn the importance of on-time payments\, debt reduction\, and living within your means.
URL:https://acdsinc.org/event/debt-management-budgeting-workshop-2/
LOCATION:MD\, United States
GEO:39.0457549;-76.6412712
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200318T180000
DTEND;TZID=America/New_York:20200318T200000
DTSTAMP:20260403T153958
CREATED:20181005T194921Z
LAST-MODIFIED:20200316T145827Z
UID:10002867-1584554400-1584561600@acdsinc.org
SUMMARY:Local Development Council Monthly Meeting (MARCH MEETING CANCELLED)
DESCRIPTION:Due to COVID -19 the Local Development Council will not hold its March 18th Public Meeting.  Please check the County website for emerging updates regarding the April meeting. \n 
URL:https://acdsinc.org/event/local-development-council-monthly-meeting-2020-03-18/
LOCATION:Harman’s Community Room at Arundel Mills\, 7002 Arundel Mills Cir\, Hanover\, MD\, 21076\, United States
GEO:39.1572779;-76.7271662
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Harman’s Community Room at Arundel Mills 7002 Arundel Mills Cir Hanover MD 21076 United States;X-APPLE-RADIUS=500;X-TITLE=7002 Arundel Mills Cir:geo:-76.7271662,39.1572779
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200306T100000
DTEND;TZID=America/New_York:20200306T113000
DTSTAMP:20260403T153958
CREATED:20200219T144509Z
LAST-MODIFIED:20200219T144509Z
UID:10002998-1583488800-1583494200@acdsinc.org
SUMMARY:CoC Homeless Coalition Board Meeting
DESCRIPTION:
URL:https://acdsinc.org/event/coc-homeless-coalition-board-meeting/2020-03-06/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200220T180000
DTEND;TZID=America/New_York:20200220T200000
DTSTAMP:20260403T153958
CREATED:20200107T182454Z
LAST-MODIFIED:20200107T182454Z
UID:10002992-1582221600-1582228800@acdsinc.org
SUMMARY:Insurance 101 Workshop
DESCRIPTION:Are you shopping around for insurance but you are not sure where to start? Or are you working with an insurance agency that refuses to cover your claims? \nLearn how to financially protect yourself from illnesses or accidents that could affect your   property and income. Insurance is a vital necessity in your everyday life. It is important to know your rights as a consumer and get the answers for which you are looking. \nThis workshop will give you an unbiased opinion about how insurance works in Maryland. The basics of insurance and how to avoid scams will be discussed. Find out about techniques that will guide you in shopping for different policies\, rates\, and companies. Learn about the  different insurances available and what will work best for you. \nAt this workshop\, you will learn how to look out for fraud and companies that cannot ensure solvencies.
URL:https://acdsinc.org/event/insurance-101-workshop/
LOCATION:Brooklyn Park Library\, 1 E 11th Ave\, Baltimore\, MD\, 21225\, United States
GEO:39.2230511;-76.6118302
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Brooklyn Park Library 1 E 11th Ave Baltimore MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=1 E 11th Ave:geo:-76.6118302,39.2230511
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200219T180000
DTEND;TZID=America/New_York:20200219T200000
DTSTAMP:20260403T153958
CREATED:20181005T194921Z
LAST-MODIFIED:20200521T185229Z
UID:10002857-1582135200-1582142400@acdsinc.org
SUMMARY:Local Development Council Monthly Meeting
DESCRIPTION:All meetings are held at the Harmans Community Room at Arundel Mills Mall and begin at 6pm. \nNote: In the event of inclement weather\, we will follow Anne Arundel County Public Schools’ closures.  If evening activities/meetings are cancelled due to weather\, the LDC will not hold its meeting.  AACPS announcements can be found by clicking here.
URL:https://acdsinc.org/event/local-development-council-monthly-meeting/2020-02-19/
LOCATION:MD\, United States
GEO:39.0457549;-76.6412712
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200218T180000
DTEND;TZID=America/New_York:20200218T200000
DTSTAMP:20260403T153958
CREATED:20200107T182651Z
LAST-MODIFIED:20200117T150720Z
UID:10002993-1582048800-1582056000@acdsinc.org
SUMMARY:Preventing ID Theft Workshop
DESCRIPTION:Identity theft is an increasingly common crime. The term ‘identity theft’ refers to criminals obtaining information about you or your customers that can then be used to make purchases or enter into contracts in your name or in your customers’ names. Identity theft can result in direct financial loss\, damage to credit ratings\, difficulty getting loans and credit cards\, and months of reorganizing financial accounts. Identity theft isn’t only carried out through computers and the Internet\, other methods include retrieving un-shredded documents from rubbish bins or bags and criminals contacting you directly and pretending to be from a legitimate organization in order to obtain personal data. Fortunately there are many preventative measures you can take to substantially reduce the chance of your identity being stolen. This course will show you the steps you can take to minimize damage if you become a victim of this crime. This course will give you the tools to protect yourself and your staff by highlighting the issues around identity theft. This free course will be of great interest to all learners who would like to protect both themselves and their businesses from the damaging effects of identity theft.
URL:https://acdsinc.org/event/preventing-id-theft-workshop/
LOCATION:Brooklyn Park Library\, 1 E 11th Ave\, Baltimore\, MD\, 21225\, United States
GEO:39.2230511;-76.6118302
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END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200129T160000
DTEND;TZID=America/New_York:20200129T170000
DTSTAMP:20260403T153958
CREATED:20200117T213450Z
LAST-MODIFIED:20200117T213450Z
UID:10002997-1580313600-1580317200@acdsinc.org
SUMMARY:Rental Open House (5304 Brookwood Road)
DESCRIPTION:ACDS will be hosting an open house for perspective tenants to view this available rental property\, pick up an application and speak with the property manager. \nFor more information on this rental home\, please click here.
URL:https://acdsinc.org/event/rental-open-house-5304-brookwood-road-3/
LOCATION:5304 Brookwood\, 5304 Brookwood Road\, Baltimore\, MD\, 21225\, United States
GEO:39.221981;-76.6087469
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=5304 Brookwood 5304 Brookwood Road Baltimore MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=5304 Brookwood Road:geo:-76.6087469,39.221981
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200126T120000
DTEND;TZID=America/New_York:20200126T130000
DTSTAMP:20260403T153958
CREATED:20200117T213355Z
LAST-MODIFIED:20200117T213355Z
UID:10002996-1580040000-1580043600@acdsinc.org
SUMMARY:Rental Open House (5304 Brookwood Road)
DESCRIPTION:ACDS will be hosting an open house for perspective tenants to view this available rental property\, pick up an application and speak with the property manager. \nFor more information on this rental home\, please click here.
URL:https://acdsinc.org/event/rental-open-house-5304-brookwood-road-2/
LOCATION:5304 Brookwood\, 5304 Brookwood Road\, Baltimore\, MD\, 21225\, United States
GEO:39.221981;-76.6087469
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=5304 Brookwood 5304 Brookwood Road Baltimore MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=5304 Brookwood Road:geo:-76.6087469,39.221981
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200124T170000
DTEND;TZID=America/New_York:20200124T180000
DTSTAMP:20260403T153958
CREATED:20200117T213141Z
LAST-MODIFIED:20200117T213141Z
UID:10002995-1579885200-1579888800@acdsinc.org
SUMMARY:Rental Open House (4914 Brookwood Road)
DESCRIPTION:ACDS will be hosting an open house for perspective tenants to view this available rental property\, pick up an application and speak with the property manager. \nFor more information on this rental home\, please click here.
URL:https://acdsinc.org/event/rental-open-house-4914-brookwood-road-8/
LOCATION:4914 Brookwood Road\, 4914 Brookwood Road\, Baltimore\, MD\, 21225\, United States
GEO:39.225264;-76.609393
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=4914 Brookwood Road 4914 Brookwood Road Baltimore MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=4914 Brookwood Road:geo:-76.609393,39.225264
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200123T180000
DTEND;TZID=America/New_York:20200123T200000
DTSTAMP:20260403T153958
CREATED:20200107T181718Z
LAST-MODIFIED:20200113T215845Z
UID:10002988-1579802400-1579809600@acdsinc.org
SUMMARY:Understanding your Credit Workshop
DESCRIPTION:What’s the big deal about credit scores? How do I get my credit score? What impact does my credit score have on my financial wellness? This informative session will provide an in-depth discussion on how to obtain your credit report\, how to read your credit report\, and how your credit report will be viewed by lenders\, credit card companies\, employers\, insurance providers\, and housing rental agencies. \nLearn how information is transmitted to the three credit bureaus\, the importance of accurate information and what actions are necessary to dispute and correct inaccurate information. Listen to valuable tips about precautions and preventative actions against identity theft and fraud. \nYour credit report tells your story; learn how to control that story.
URL:https://acdsinc.org/event/understanding-your-credit-2-2/
LOCATION:Brooklyn Park Library\, 1 E 11th Ave\, Baltimore\, MD\, 21225\, United States
GEO:39.2230511;-76.6118302
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Brooklyn Park Library 1 E 11th Ave Baltimore MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=1 E 11th Ave:geo:-76.6118302,39.2230511
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200122T170000
DTEND;TZID=America/New_York:20200122T180000
DTSTAMP:20260403T153958
CREATED:20200117T213035Z
LAST-MODIFIED:20200121T145411Z
UID:10002994-1579712400-1579716000@acdsinc.org
SUMMARY:Rental Open House (4914 Brookwood Road)
DESCRIPTION:ACDS will be hosting an open house for perspective tenants to view this available rental property\, pick up an application and speak with the property manager. \nFor more information on this rental home\, please click here.
URL:https://acdsinc.org/event/rental-open-house-4914-brookwood-road-7/
LOCATION:4914 Brookwood Road\, 4914 Brookwood Road\, Baltimore\, MD\, 21225\, United States
GEO:39.225264;-76.609393
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=4914 Brookwood Road 4914 Brookwood Road Baltimore MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=4914 Brookwood Road:geo:-76.609393,39.225264
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200121T180000
DTEND;TZID=America/New_York:20200121T200000
DTSTAMP:20260403T153958
CREATED:20200107T181926Z
LAST-MODIFIED:20200114T183220Z
UID:10002989-1579629600-1579636800@acdsinc.org
SUMMARY:Debt Management & Budgeting Workshop
DESCRIPTION:Where does all of my money go? Is your paycheck gone at the end of the week or month\, but you cannot figure out where it went? Then this workshop is for you! \nThis workshop covers a comprehensive approach to identifying what income you have and how much you need in order to cover your monthly expenses. It will focus on identifying the difference between wants and needs\, tracking your expenses\, and preventing the creation of a budget that is not realistic and does not work. Identify your money personality and what triggers your spending and savings habits. Identify methods to track your spending and modify those habits that break your budget. \nParticipate in budgeting exercises which will give you tips and guidance on creating a budget and meeting your short and long term goals. Learn the importance of on-time payments\, debt reduction\, and living within your means.
URL:https://acdsinc.org/event/debt-management-budgeting-workshop/
LOCATION:Brooklyn Park Library\, 1 E 11th Ave\, Baltimore\, MD\, 21225\, United States
GEO:39.2230511;-76.6118302
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Brooklyn Park Library 1 E 11th Ave Baltimore MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=1 E 11th Ave:geo:-76.6118302,39.2230511
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20200115T180000
DTEND;TZID=America/New_York:20200115T200000
DTSTAMP:20260403T153958
CREATED:20181005T194921Z
LAST-MODIFIED:20200521T185229Z
UID:10002856-1579111200-1579118400@acdsinc.org
SUMMARY:Local Development Council Monthly Meeting
DESCRIPTION:All meetings are held at the Harmans Community Room at Arundel Mills Mall and begin at 6pm. \nNote: In the event of inclement weather\, we will follow Anne Arundel County Public Schools’ closures.  If evening activities/meetings are cancelled due to weather\, the LDC will not hold its meeting.  AACPS announcements can be found by clicking here.
URL:https://acdsinc.org/event/local-development-council-monthly-meeting/2020-01-15/
LOCATION:MD\, United States
GEO:39.0457549;-76.6412712
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20191218T180000
DTEND;TZID=America/New_York:20191218T200000
DTSTAMP:20260403T153958
CREATED:20181005T194921Z
LAST-MODIFIED:20200521T185229Z
UID:10002855-1576692000-1576699200@acdsinc.org
SUMMARY:Local Development Council Monthly Meeting
DESCRIPTION:All meetings are held at the Harmans Community Room at Arundel Mills Mall and begin at 6pm. \nNote: In the event of inclement weather\, we will follow Anne Arundel County Public Schools’ closures.  If evening activities/meetings are cancelled due to weather\, the LDC will not hold its meeting.  AACPS announcements can be found by clicking here.
URL:https://acdsinc.org/event/local-development-council-monthly-meeting/2019-12-18/
LOCATION:MD\, United States
GEO:39.0457549;-76.6412712
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20191218
DTEND;VALUE=DATE:20191219
DTSTAMP:20260403T153958
CREATED:20190912T133629Z
LAST-MODIFIED:20190912T133629Z
UID:10002964-1576627200-1576713599@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE.\nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-16/
END:VEVENT
END:VCALENDAR