Arundel Community Development Services, Inc.

Banking 101 Workshop
2017-10-26 18:00 - 19:30 (America/New_York) | 7320 Ritchie Highway, Glen Burnie, MD 21061, 7320 Ritchie Highway,, Glen Burnie, MD, 21061, United States
Understanding banking and the services provided to you through your local branch and/or online is an important aspect of your financial health. While local check cashing services and “payday lenders” may be fast and easy, they could be harmful to your wallet.
This workshop will help you to understand the various products and services offered by most check cashing services, banks, credit unions and other financial institutions. This workshop will provide a in-depth discussion on the basic steps in establishing a checking and savings account, as well as the importance of regular deposits and monthly reconciliation of accounts.
This workshop will give you an understanding of what banks offer, such as debit cards, lines of credit, bank credit cards, links between savings accounts and checking accounts, and fees associated with these services. Receive a broad introduction to wealth management and trust services, an overview of consumer and commercial loans, and the difference between each loan type.

RSVP BELOW
Pizza/Light Refreshments Included
Instructor: Angela Yerecic, PNC Bank, Severna Park Office
This is one of six different Financial Empowerment Workshops offered by ACDS this fall. Check out our calendar for more workshops!

Anne Arundel Affordable Housing Coalition Holiday Luncheon
2017-10-26 08:00 - 17:00
Please join the Anne Arundel Affordable Housing Coalition for their Annual Holiday Luncheon. For cost information and to rsvp please contact Allyson at adlugokeski@acdsinc.org.

Debt Management Workshop
2017-10-24 18:00 - 19:30 | 7320 Ritchie Highway, Glen Burnie, MD 21061, 7320 Ritchie Highway,, Glen Burnie, MD, 21061, United States
Learn how to get out from under debt
Do you feel like you cannot get out from under a lot of credit card, medical, student, etc. debt? Not sure of what the terms mean and what your options are?
Join us for this workshop which will provide you with a basis for measuring debt load against available resources to determine and understand the meaning of appropriate debt load. Understand the industry standards when debt to income is being assessed.
This informative session will help you understand the difference between good debt and bad debt, teach you the warning signs for excessive debt, as well as when and why it is important to pay down obligations and how to deal with excessive debt.
Identify ways to find the cash within your budget to pay down debt and ease the impact of excessive debt and how to evaluate which professional can assist with excessive debt issues.

RSVP BELOW
Pizza/Light Refreshments Included

Instructor: Kylie Delgado, Guidewell Financial Solutions
Kylie Delgado with Guidewell Financial Solutions has over 10 years of experience in the financial education field. Kylie is a graduate of Towson University. She has a Masters Degree in Management from Notre Dome of Maryland University.

This is one of six different Financial Empowerment Workshops offered by ACDS this fall. Check out our calendar for more workshops!

Rental Open House (203 Southerly Road)
2017-10-24 16:30 - 17:30, 2017-10-14 10:00 - 11:00 | 5306 Brookwood Road, 5306 Brookwood Road, Baltimore, MD, 21225, United States
ACDS will be hosting an open house for perspective tenants to view this available rental property, pick up an application and speak with the property manager.
For more information on this rental home, please click here.

Brooklyn Park Hope Festival
2017-10-21 13:00 - 16:00 | Chesapeake Arts Center, 194 Hammonds Lane, Brooklyn Park, MD, 21225, United States
Come out to enjoy music, food, fun, services and resources! There will be a live musical performance by Art Sherrod and Friends.

Brooklyn Park Community of Hope Fall Festival (Free)
2017-10-21 13:00 - 16:00
Come and meet the Community of Hope partner organizations and enjoy local food samples, kids activities, music, and more! ACDS staff will be in attendance talking about our first time homebuyer, property rehabilitation, and financial empowerment counseling programs.

Disability Awareness Day
2017-10-21 11:00 - 14:00
ACDS staff will be promoting our programs.
This event will have interactive exhibits, information on disability issues within the community, and live entertainment.

Energy Efficiency Retrofit Project Bid Opening
2017-10-20 12:00 | Arundel Community Development Services, Inc., 2666 Riva Road, Suite 210, Annapolis, MD, 21401, United States
Proposals for this project offering general contracting services will be read at this time.
For Contractor Opportunities please click here.

Property Rehab Bid Opening
2017-10-20 12:00, 2017-10-13 12:00, 2017-10-06 12:00, 2017-09-29 12:00, 2017-09-22 12:00 | Arundel Community Development Services, Inc., 2666 Riva Road, Suite 210, Annapolis, MD, 21401, United States
Proposals for a Property Rehab Case offering general contracting services will be read at this time.
For Contractor Opportunities please click here.

Rental Open House (203 Southerly Road)
2017-10-18 17:00 - 18:00, 2017-10-10 16:30 - 17:30, 2017-10-04 17:00 - 18:00, 2017-09-23 10:00 - 11:00 | 203 Southerly Road, 203 Southerly Road, Baltimore, MD, 21225, United States

Odenton Day
2017-10-07 09:00 - 14:00 | Odenton Volunteer Fire House, 1425 Annapolis Road, Odenton, MD, 21113, United States
ACDS staff will be there promoting our programs.

Rental Open House (5306 Brookwood Road)
2017-10-06 16:30 - 17:30 | 5306 Brookwood Road, 5306 Brookwood Road, Baltimore, MD, 21225, United States

Hispanic Health Festival & Resources
2017-09-30 08:00 - 15:00 | Heritage Community Church, 8146 Quarterfield Rd, Severn, MD, 21144, United States
ACDS staff will be there promoting our programs
This event will celebrates Hispanic Heritage Month. They will offer access to health care services, education, and informational services which will help individuals be more acquainted with local community resources.

Community Development Network of Maryland (CDN) Annual Meeting and Awards Luncheon
2017-09-29 12:00 - 14:00
Join your colleagues from around the state to discuss the future of community development funding at the national level, as well as housing and community development budget and policy priorities in Maryland. This is a FREE event, but you must go to CDN’s website (below) and register.

ACDS Board of Directors Board Meeting
2017-09-28 18:30 - 20:00

ACDS Board of Directors Meeting
2017-09-28 18:30

Budget & Money Management Workshop
2017-09-28 18:00 - 19:30
Learn how to take control of your finances
Where does all of my money go? Is your paycheck gone at the end of the week or month, but you cannot figure out where it went — this workshop is for you!
This workshop covers a comprehensive approach to identifying what income you have and how much you need in order to cover your monthly expenses. It will focus on identifying the difference between wants and needs, tracking your expenses, and preventing the creation of a budget that is not realistic and does not work. Identify your money personality and what triggers your spending and savings habits. Identify methods to track your spending and modify those habits that break your budget.
Participate in budgeting exercises which will give you tips and guidance on creating a budget and meeting your short and long term goals. Learn the importance of on-time payments, debt reduction, and living within your means.
RSVP Below
Pizza/Light Refreshments Included

Instructor: Steven Ames, Financial Educational Foundation of Anne Arundel County (FEF)
Steven Ames is the current Chair of the Financial Educational Foundation of Anne Arundel County (FEF), which provides pro bono financial education. He is the former principal of Ames Fee-Only Financial Planning, where he held the Certified Financial Planner (CFP) designation. A graduate of the University of Maryland, he also holds a Masters Degree from American University and a Masters in Financial Planning from the College For Financial Planning. A financial advisor for over 25 years, he has extensive experience in many areas of financial planning.
This is one of six different Financial Empowerment Workshops offered by ACDS this fall. Check out our calendar for more workshops!

Greater Baybrook Alliance Steering Committee Meeting
2017-09-27 16:00 - 18:00

Understanding Your Credit Workshop
2017-09-26 18:00 - 19:30 | 7320 Ritchie Highway, Glen Burnie, MD 21061, 7320 Ritchie Highway,, Glen Burnie, MD, 21061, United States
What is credit and why it is important?
What’s the big deal about credit scores? How do I get my credit score? What impact does my credit score have on my financial wellness? This informative session will provide an in-depth discussion of how to obtain your credit report, an understanding how to read your credit report, and how your credit report will be viewed by lenders, credit card companies, employers, insurance providers, and housing rental agencies
Learn how information is transmitted to the three credit bureaus, the importance of accurate information and what actions are necessary to dispute and correct inaccurate information. Listen to valuable tips about precautions and preventative actions against identity theft and fraud. Historical credit and information detailed on your credit report tells a story about you.

RSVP BELOW
Pizza/Light Refreshments Included

Instructor: Steven Ames, Financial Educational Foundation of Anne Arundel County (FEF)
Steven Ames is the current Chair of the Financial Educational Foundation of Anne Arundel County (FEF), which provides pro bono financial education. He is the former principal of Ames Fee-Only Financial Planning, where he held the Certified Financial Planner (CFP) designation. A graduate of the University of Maryland, he also holds a Masters Degree from American University and a Masters in Financial Planning from the College For Financial Planning. A financial advisor for over 25 years, he has extensive experience in many areas of financial planning.
This is one of six different Financial Empowerment Workshops offered by ACDS this fall. Check out our calendar for more workshops!

Proposal Reading for professional lighting retrofit consultant services
2017-09-22 12:00 | Arundel Community Development Services, Inc., 2666 Riva Road, Suite 210, Annapolis, MD, 21401, United States
Proposals for a lighting retrofit consultant services will be read at this time.
For Contractor Opportunities please click here.
