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X-WR-CALDESC:Events for Arundel Community Development Services, Inc.
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230505T100000
DTEND;TZID=America/New_York:20230505T110000
DTSTAMP:20260403T134716
CREATED:20221004T150715Z
LAST-MODIFIED:20230105T193210Z
UID:10003050-1683280800-1683284400@acdsinc.org
SUMMARY:Homeless Coalition Monthly Board Meeting
DESCRIPTION:Monthly Board Meeting\nWhen: First Friday of each month \nTime: 10:00 a.m. to 11:00 a.m. \nWhere: https://us02web.zoom.us/j/85345458953  \n**ACDS is Anne Arundel County’s CoC Lead Agency.
URL:https://acdsinc.org/event/homeless-coalition-october-2022-monthly-board-meeting/2023-05-05/
LOCATION:MD
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230427T160000
DTEND;TZID=America/New_York:20230427T190000
DTSTAMP:20260403T134716
CREATED:20230425T201349Z
LAST-MODIFIED:20230426T201704Z
UID:10003088-1682611200-1682622000@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part II
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-ii-8/2023-04-27/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230425T160000
DTEND;TZID=America/New_York:20230425T190000
DTSTAMP:20260403T134716
CREATED:20230425T200938Z
LAST-MODIFIED:20231103T153055Z
UID:10003085-1682438400-1682449200@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part 1
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-1-6/2023-04-25/2/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230425T080000
DTEND;TZID=America/New_York:20230425T170000
DTSTAMP:20260403T134716
CREATED:20230425T200938Z
LAST-MODIFIED:20231103T153055Z
UID:10003096-1682409600-1682442000@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part 1
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-1-6/2023-04-25/1/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230422T093000
DTEND;TZID=America/New_York:20230422T130000
DTSTAMP:20260403T134716
CREATED:20230303T152127Z
LAST-MODIFIED:20230410T204749Z
UID:10003083-1682155800-1682168400@acdsinc.org
SUMMARY:Homeownership Resource Fair
DESCRIPTION:Here is a list of the mini Workshops that will be available: \n10:30am: Introductions to Homeownership by ACDS CLASS IS FULL \n10:55am: Fair Housing by Equal Right Center \n11:15am: What do I need to get a mortgage in 2023? By WesBanco \n11:45am: Building Weather and Today’s Realtor Estate Market by Keller Williams Select Realtors \nSpecial thanks to our Sponsors and Exhibitors: \nAnne Gallagher Realty\nArundel Community Development Service\, Inc.\nArundel Federal Savings Bank\nBGE\nCivil Justice\nClaudia Barber\, Attorney at Law\nCommunity Action Agency\nCommunity Legal Services\nDept of Aging Community & Disability Services\nE&Z Realty Ventures with ExecuHome Realty\nEducational Systems FCU\nEqual Rights Center\nFidelity Direct Mortgage (R.I.C Home Team)\nGeorge Mason Mtg\nHomes by Celine-United Real Estate Homesource\nHomespire Mortgage Corporation\nHousing Commission of Anne Arundel County\nKeller Williams Select Realtors\nMaryland Insurance Administration\nMD Department of Housing and Community Development\nProgressive Title Corporation\nRe/Max Executive\nSandy Spring Bank\nState Employee CU (SECU)\nTD Bank\, N.A\nWesBanco \nAny questions please contact ACDS at 410-222-7600 or info@acdsinc.org 
URL:https://acdsinc.org/event/homeownership-resource-fair/
LOCATION:Van Bokkelen Elementary School\, 1140 Reece Road\, Severn\, MD\, 21144\, United States
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/03/Housing-Expo-flyer.jpeg
GEO:39.1224393;-76.708218
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Van Bokkelen Elementary School 1140 Reece Road Severn MD 21144 United States;X-APPLE-RADIUS=500;X-TITLE=1140 Reece Road:geo:-76.708218,39.1224393
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230421T100000
DTEND;TZID=America/New_York:20230421T113000
DTSTAMP:20260403T134716
CREATED:20221004T191723Z
LAST-MODIFIED:20221004T191723Z
UID:10002823-1682071200-1682076600@acdsinc.org
SUMMARY:Homeless Coalition Quarterly GBM
DESCRIPTION:Quarterly General Body Meeting\nWhen: Third Friday of each quarter \nTime: 10:00 a.m. to 11:30 a.m. \nWhere: https://us02web.zoom.us/j/84914234462  \n**ACDS is Anne Arundel County’s CoC Lead Agency.
URL:https://acdsinc.org/event/homeless-coalition-quarterly-gbm/2023-04-21/
LOCATION:MD
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230419T180000
DTEND;TZID=America/New_York:20230419T193000
DTSTAMP:20260403T134716
CREATED:20221031T132855Z
LAST-MODIFIED:20221031T135125Z
UID:10002833-1681927200-1681932600@acdsinc.org
SUMMARY:Monthly Local Development Council Meeting
DESCRIPTION:All meetings are held at the Severn Library and begin at 6pm. If you are unable to attend in person\, there is a Zoom option available. To receive the Zoom link\, please RSVP to Laura Shaffer at lshaffer@acdsinc.org.
URL:https://acdsinc.org/event/monthly-local-development-council-meeting/2023-04-19/
LOCATION:Severn Library\, 2624 Annapolis Road\, Severn\, MD\, 21144\, United States
GEO:39.13104;-76.737116
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END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230415T100000
DTEND;TZID=America/New_York:20230415T140000
DTSTAMP:20260403T134716
CREATED:20230405T210847Z
LAST-MODIFIED:20230405T211447Z
UID:10003084-1681552800-1681567200@acdsinc.org
SUMMARY:Brooklyn Park: All For One Community Event
DESCRIPTION:Brooklyn Park: All For One Community Event \nApril 15\, 10am – 2pm \nJoin us for a free family-friendly community event in support of our youth. This fun-filled day will include resource vendors\, activities for kids of all ages\, and showcase projects developed by youth in The Complete Player program to benefit the community. \nACDS will have staff in attendance to provide information about our programming and resources for Anne Arundel County residents.
URL:https://acdsinc.org/event/brooklyn-park-all-for-one-community-event/
LOCATION:Brooklyn Park Library\, 1 E 11th Ave\, Baltimore\, MD\, 21225\, United States
ATTACH;FMTTYPE=image/png:https://acdsinc.org/wp-content/uploads/2023/04/Screenshot-2023-03-06-at-11.09.35-AM.png
GEO:39.2230511;-76.6118302
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Brooklyn Park Library 1 E 11th Ave Baltimore MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=1 E 11th Ave:geo:-76.6118302,39.2230511
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230407T100000
DTEND;TZID=America/New_York:20230407T110000
DTSTAMP:20260403T134716
CREATED:20221004T150715Z
LAST-MODIFIED:20230105T193210Z
UID:10003049-1680861600-1680865200@acdsinc.org
SUMMARY:Homeless Coalition Monthly Board Meeting
DESCRIPTION:Monthly Board Meeting\nWhen: First Friday of each month \nTime: 10:00 a.m. to 11:00 a.m. \nWhere: https://us02web.zoom.us/j/85345458953  \n**ACDS is Anne Arundel County’s CoC Lead Agency.
URL:https://acdsinc.org/event/homeless-coalition-october-2022-monthly-board-meeting/2023-04-07/
LOCATION:MD
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230323T160000
DTEND;TZID=America/New_York:20230323T190000
DTSTAMP:20260403T134716
CREATED:20221123T145927Z
LAST-MODIFIED:20221123T145927Z
UID:10003065-1679587200-1679598000@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part II
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-ii-7/2023-03-23/
LOCATION:MD
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230321T180000
DTEND;TZID=America/New_York:20230321T193000
DTSTAMP:20260403T134716
CREATED:20230127T161321Z
LAST-MODIFIED:20230127T161321Z
UID:10003076-1679421600-1679427000@acdsinc.org
SUMMARY:Debt Management and Budgeting
DESCRIPTION:Learn How to take control of your finances. \nWhere does all of my money go? Is your paycheck gone at the end of the week or month\, but you cannot\nfigure out where it went? Then this workshop is for you! \nThis workshop covers a comprehensive approach to identifying what income you have and how much\nyou need in order to cover your monthly expenses. It will focus on identifying the difference between\nwants and needs\, tracking your expenses\, and preventing the creation of a budget that is not realistic\nand does not work. Identify your money personality and what triggers your spending and savings\nhabits. Identify methods to track your spending and modify those habits that break your budget. \nParticipate in budgeting exercises which will give you tips and guidance on creating a budget and\nmeeting your short and long term goals. Learn the importance of on-time payments\, debt reduction\, and\nliving within your means.
URL:https://acdsinc.org/event/debt-management-and-budgeting-2/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/FLP-Flyer.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230321T160000
DTEND;TZID=America/New_York:20230321T190000
DTSTAMP:20260403T134716
CREATED:20221123T145603Z
LAST-MODIFIED:20221123T145603Z
UID:10003061-1679414400-1679425200@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part 1
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-1-5/2023-03-21/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230315T180000
DTEND;TZID=America/New_York:20230315T193000
DTSTAMP:20260403T134716
CREATED:20221031T132855Z
LAST-MODIFIED:20221031T135125Z
UID:10002832-1678903200-1678908600@acdsinc.org
SUMMARY:Monthly Local Development Council Meeting
DESCRIPTION:All meetings are held at the Severn Library and begin at 6pm. If you are unable to attend in person\, there is a Zoom option available. To receive the Zoom link\, please RSVP to Laura Shaffer at lshaffer@acdsinc.org.
URL:https://acdsinc.org/event/monthly-local-development-council-meeting/2023-03-15/
LOCATION:Severn Library\, 2624 Annapolis Road\, Severn\, MD\, 21144\, United States
GEO:39.13104;-76.737116
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Severn Library 2624 Annapolis Road Severn MD 21144 United States;X-APPLE-RADIUS=500;X-TITLE=2624 Annapolis Road:geo:-76.737116,39.13104
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230307T180000
DTEND;TZID=America/New_York:20230307T193000
DTSTAMP:20260403T134716
CREATED:20230127T164026Z
LAST-MODIFIED:20230127T164026Z
UID:10003077-1678212000-1678217400@acdsinc.org
SUMMARY:Understanding Your Credit
DESCRIPTION:What is credit and why it is important? \nWhat’s the big deal about credit scores? How do I get my credit score? What impact does my\ncredit score have on my financial wellness? This informative session will provide an in-depth\ndiscussion on how to obtain your credit report\, how to read your credit report\, and how your\ncredit report will be viewed by lenders\, credit card companies\, employers\, insurance providers\,\nand housing rental agencies. \nLearn how information is transmitted to the three credit bureaus\, the importance of accurate\ninformation and what actions are necessary to dispute and correct inaccurate information.\nListen to valuable tips about precautions and preventative actions against identity theft and\nfraud. \nYour credit report tells your story; learn how to control that story.
URL:https://acdsinc.org/event/understanding-your-credit-3-2/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/FLP-Flyer.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230303T100000
DTEND;TZID=America/New_York:20230303T110000
DTSTAMP:20260403T134716
CREATED:20221004T150715Z
LAST-MODIFIED:20230105T193210Z
UID:10003048-1677837600-1677841200@acdsinc.org
SUMMARY:Homeless Coalition Monthly Board Meeting
DESCRIPTION:Monthly Board Meeting\nWhen: First Friday of each month \nTime: 10:00 a.m. to 11:00 a.m. \nWhere: https://us02web.zoom.us/j/85345458953  \n**ACDS is Anne Arundel County’s CoC Lead Agency.
URL:https://acdsinc.org/event/homeless-coalition-october-2022-monthly-board-meeting/2023-03-03/
LOCATION:MD
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230301T180000
DTEND;TZID=America/New_York:20230301T190000
DTSTAMP:20260403T134716
CREATED:20230207T163045Z
LAST-MODIFIED:20230207T163046Z
UID:10003056-1677693600-1677697200@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE.\nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-35-5/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230228T180000
DTEND;TZID=America/New_York:20230228T193000
DTSTAMP:20260403T134716
CREATED:20230127T164447Z
LAST-MODIFIED:20230127T164447Z
UID:10003078-1677607200-1677612600@acdsinc.org
SUMMARY:Insurance 101
DESCRIPTION:Learn about the basics of insurance. \nAre you shopping around for insurance but you are not sure where to start? Or are you working\nwith an insurance agency that refuses to cover your claims? \nLearn how to financially protect yourself from illnesses or accidents that could affect your\nproperty and income. Insurance is a vital necessity in your everyday life. It is important to\nknow your rights as a consumer and get the answers for which you are looking. \nThis workshop will give you an unbiased opinion about how insurance works in Maryland.\nThe basics of insurance and how to avoid scams will be discussed. Find out about techniques\nthat will guide you in shopping for different policies\, rates\, and companies. Learn about the\ndifferent insurances available and what will work best for you. \nAt this workshop\, you will learn how to look out for fraud and companies that cannot ensure\nsolvencies.
URL:https://acdsinc.org/event/insurance-101-2/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/FLP-Flyer.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230228T180000
DTEND;TZID=America/New_York:20230228T193000
DTSTAMP:20260403T134716
CREATED:20230123T164840Z
LAST-MODIFIED:20230223T135718Z
UID:10003069-1677607200-1677612600@acdsinc.org
SUMMARY:Sesion Informativa Sobre Como Ser Propietario De Su Primera Casa
DESCRIPTION:Únase a la ACDS y al condado de Anne Arundel para aprender a hacer de la propiedad de vivienda en un objetivo accesible y permanente. \nSolo para clientes Que Hablan Espanol \n28 De Febrero \n6:00PM – 7:30PM \nHeritage Complex \nIndependence Room \n2664 Riva Road\nAnnapolis\, MD 21401 \nRegístrese en acastellon@acdsinc.org o (410) 222-7617 \n  \n 
URL:https://acdsinc.org/event/sesion-informativa-sobre-como-ser-propietario-de-su-primera-casa/
LOCATION:Independence Room\, 2664 Riva Rd\, Suite 170\, Annapolis\, Maryland\, 21401
ATTACH;FMTTYPE=image/png:https://acdsinc.org/wp-content/uploads/2023/01/HOC.Spanish.png
GEO:38.975029;-76.561776
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Independence Room 2664 Riva Rd Suite 170 Annapolis Maryland 21401;X-APPLE-RADIUS=500;X-TITLE=2664 Riva Rd\, Suite 170:geo:-76.561776,38.975029
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230228T100000
DTEND;TZID=America/New_York:20230228T120000
DTSTAMP:20260403T134716
CREATED:20230207T175452Z
LAST-MODIFIED:20230207T175452Z
UID:10003079-1677578400-1677585600@acdsinc.org
SUMMARY:Virtual Lender-Realtor Workshop
DESCRIPTION:Are you new to the ACDS programs? \nDo you need ideas to help first time homebuyers purchase a home in Anne Arundel County? \nJoin the ACDS team for an informational session to learn more about our Homeownership Counseling and Mortgage Assistance Programs.
URL:https://acdsinc.org/event/virtual-lender-realtor-workshop/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/png:https://acdsinc.org/wp-content/uploads/2023/02/Lender-Realtor-Workshop-1.png
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230223T173000
DTEND;TZID=America/New_York:20230223T183000
DTSTAMP:20260403T134716
CREATED:20221031T131835Z
LAST-MODIFIED:20221031T131835Z
UID:10002827-1677173400-1677177000@acdsinc.org
SUMMARY:2nd Public Hearing - FY 2024 Housing and Community Development Budget
DESCRIPTION:A second public hearing on the FY 2024 Housing and Community Development Budget process will be held on February 23\, 2023 at 5:30 p.m. to respond to ACDS staff recommendations for projects and activities to be funded with the FY 2024 budget.  Residents and interested organizations will be invited to speak for up two minutes and provide input on the budget process.  Please RSVP to Ms. Tracey Mullery at tmullery@acdsinc.org. \nIf you wish to attend and require a special accommodation (e.g. interpreter for deaf and hard of hearing or critical documents translated for persons with limited English proficiency) please contact tmullery@acdsinc.org. no later than seven business days prior to the public meeting.
URL:https://acdsinc.org/event/public-hearing-fy-2023-housing-and-community-development-budget-2/
LOCATION:Independence Room\, 2664 Riva Rd\, Suite 170\, Annapolis\, Maryland\, 21401
GEO:38.975029;-76.561776
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Independence Room 2664 Riva Rd Suite 170 Annapolis Maryland 21401;X-APPLE-RADIUS=500;X-TITLE=2664 Riva Rd\, Suite 170:geo:-76.561776,38.975029
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230223T160000
DTEND;TZID=America/New_York:20230223T190000
DTSTAMP:20260403T134716
CREATED:20221123T145927Z
LAST-MODIFIED:20221123T145927Z
UID:10003064-1677168000-1677178800@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part II
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-ii-7/2023-02-23/
LOCATION:MD
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230221T180000
DTEND;TZID=America/New_York:20230221T193000
DTSTAMP:20260403T134716
CREATED:20230127T154803Z
LAST-MODIFIED:20230127T155004Z
UID:10003075-1677002400-1677007800@acdsinc.org
SUMMARY:Debt Management and Budgeting
DESCRIPTION:Learn How to take control of your finances. \nWhere does all of my money go? Is your paycheck gone at the end of the week or month\, but you cannot\nfigure out where it went? Then this workshop is for you! \nThis workshop covers a comprehensive approach to identifying what income you have and how much\nyou need in order to cover your monthly expenses. It will focus on identifying the difference between\nwants and needs\, tracking your expenses\, and preventing the creation of a budget that is not realistic\nand does not work. Identify your money personality and what triggers your spending and savings\nhabits. Identify methods to track your spending and modify those habits that break your budget. \nParticipate in budgeting exercises which will give you tips and guidance on creating a budget and\nmeeting your short and long term goals. Learn the importance of on-time payments\, debt reduction\, and\nliving within your means.
URL:https://acdsinc.org/event/debt-management-and-budgeting/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/FLP-Flyer.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230221T160000
DTEND;TZID=America/New_York:20230221T190000
DTSTAMP:20260403T134716
CREATED:20221123T145603Z
LAST-MODIFIED:20221123T145603Z
UID:10003060-1676995200-1677006000@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part 1
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-1-5/2023-02-21/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230215T180000
DTEND;TZID=America/New_York:20230215T193000
DTSTAMP:20260403T134716
CREATED:20221031T132855Z
LAST-MODIFIED:20221031T135125Z
UID:10002831-1676484000-1676489400@acdsinc.org
SUMMARY:Monthly Local Development Council Meeting
DESCRIPTION:All meetings are held at the Severn Library and begin at 6pm. If you are unable to attend in person\, there is a Zoom option available. To receive the Zoom link\, please RSVP to Laura Shaffer at lshaffer@acdsinc.org.
URL:https://acdsinc.org/event/monthly-local-development-council-meeting/2023-02-15/
LOCATION:Severn Library\, 2624 Annapolis Road\, Severn\, MD\, 21144\, United States
GEO:39.13104;-76.737116
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Severn Library 2624 Annapolis Road Severn MD 21144 United States;X-APPLE-RADIUS=500;X-TITLE=2624 Annapolis Road:geo:-76.737116,39.13104
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230208T180000
DTEND;TZID=America/New_York:20230208T190000
DTSTAMP:20260403T134716
CREATED:20230207T162930Z
LAST-MODIFIED:20230207T162930Z
UID:10003055-1675879200-1675882800@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE.\nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-35-4/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230207T180000
DTEND;TZID=America/New_York:20230207T193000
DTSTAMP:20260403T134716
CREATED:20230127T144707Z
LAST-MODIFIED:20230127T155700Z
UID:10003074-1675792800-1675798200@acdsinc.org
SUMMARY:Understanding Your Credit
DESCRIPTION:What is credit and why it is important? \nWhat’s the big deal about credit scores? How do I get my credit score? What impact does my\ncredit score have on my financial wellness? This informative session will provide an in-depth\ndiscussion on how to obtain your credit report\, how to read your credit report\, and how your\ncredit report will be viewed by lenders\, credit card companies\, employers\, insurance providers\,\nand housing rental agencies. \nLearn how information is transmitted to the three credit bureaus\, the importance of accurate\ninformation and what actions are necessary to dispute and correct inaccurate information.\nListen to valuable tips about precautions and preventative actions against identity theft and\nfraud. \nYour credit report tells your story; learn how to control that story.
URL:https://acdsinc.org/event/understanding-your-credit-3/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/FLP-Flyer.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230203T100000
DTEND;TZID=America/New_York:20230203T110000
DTSTAMP:20260403T134716
CREATED:20221004T150715Z
LAST-MODIFIED:20230105T193210Z
UID:10003047-1675418400-1675422000@acdsinc.org
SUMMARY:Homeless Coalition Monthly Board Meeting
DESCRIPTION:Monthly Board Meeting\nWhen: First Friday of each month \nTime: 10:00 a.m. to 11:00 a.m. \nWhere: https://us02web.zoom.us/j/85345458953  \n**ACDS is Anne Arundel County’s CoC Lead Agency.
URL:https://acdsinc.org/event/homeless-coalition-october-2022-monthly-board-meeting/2023-02-03/
LOCATION:MD
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230201T180000
DTEND;TZID=America/New_York:20230201T190000
DTSTAMP:20260403T134716
CREATED:20230207T163257Z
LAST-MODIFIED:20230207T163257Z
UID:10003054-1675274400-1675278000@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE.\nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-35-6/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230126T160000
DTEND;TZID=America/New_York:20230126T190000
DTSTAMP:20260403T134716
CREATED:20221123T145927Z
LAST-MODIFIED:20221123T145927Z
UID:10003063-1674748800-1674759600@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part II
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-ii-7/2023-01-26/
LOCATION:MD
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230125T180000
DTEND;TZID=America/New_York:20230125T200000
DTSTAMP:20260403T134716
CREATED:20230113T213923Z
LAST-MODIFIED:20230117T193125Z
UID:10003068-1674669600-1674676800@acdsinc.org
SUMMARY:Social Justice Movie Night *LIMITED SEATS AVAILABLE*
DESCRIPTION:LIMITED SEATS AVAILABLE \nACDS is co-sponsoring a “Social Justice Move Night” at Maryland Hall on January 25\, 2023!  We will be screening “Testing the Divide\,” followed by a moderated panel discussion about persistent housing segregation\, how it is effectuated\, its effects\, and remedies. \nACDS’ Chief Executive Director\, Erin Karpewicz\, will be one of the panelists. \nClick here to register for this event. \n  \n  \n  \n 
URL:https://acdsinc.org/event/sold-out-social-justice-movie-night/
LOCATION:Maryland Hall For the Arts Bowen Theatre\, 801 Chase Street\, Annapolis\, MD\, 21401\, United States
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/Social-Just-Movie-Night-Flyer2.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
GEO:38.9738803;-76.5057052
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Maryland Hall For the Arts Bowen Theatre 801 Chase Street Annapolis MD 21401 United States;X-APPLE-RADIUS=500;X-TITLE=801 Chase Street:geo:-76.5057052,38.9738803
END:VEVENT
END:VCALENDAR