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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230727T160000
DTEND;TZID=America/New_York:20230727T190000
DTSTAMP:20260424T155629
CREATED:20230425T201349Z
LAST-MODIFIED:20230426T201704Z
UID:10003091-1690473600-1690484400@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part II
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-ii-8/2023-07-27/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230725T160000
DTEND;TZID=America/New_York:20230725T190000
DTSTAMP:20260424T155629
CREATED:20230425T200938Z
LAST-MODIFIED:20231103T153055Z
UID:10003097-1690300800-1690311600@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part 1
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-1-6/2023-07-25/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230712T180000
DTEND;TZID=America/New_York:20230712T190000
DTSTAMP:20260424T155629
CREATED:20230602T143201Z
LAST-MODIFIED:20230602T143208Z
UID:10003120-1689184800-1689188400@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-36-6/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230705T180000
DTEND;TZID=America/New_York:20230705T190000
DTSTAMP:20260424T155629
CREATED:20230602T143118Z
LAST-MODIFIED:20230602T143124Z
UID:10003142-1688580000-1688583600@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-36-3/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230629T160000
DTEND;TZID=America/New_York:20230629T190000
DTSTAMP:20260424T155629
CREATED:20230425T201349Z
LAST-MODIFIED:20230426T201704Z
UID:10003090-1688054400-1688065200@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part II
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-ii-8/2023-06-29/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230627T160000
DTEND;TZID=America/New_York:20230627T190000
DTSTAMP:20260424T155629
CREATED:20230425T200938Z
LAST-MODIFIED:20231103T153055Z
UID:10003087-1687881600-1687892400@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part 1
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-1-6/2023-06-27/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230614T180000
DTEND;TZID=America/New_York:20230614T190000
DTSTAMP:20260424T155629
CREATED:20230602T142623Z
LAST-MODIFIED:20230602T142623Z
UID:10003141-1686765600-1686769200@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-36-5/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230607T180000
DTEND;TZID=America/New_York:20230607T190000
DTSTAMP:20260424T155629
CREATED:20230505T204741Z
LAST-MODIFIED:20230505T204742Z
UID:10003117-1686160800-1686164400@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-36-2/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230525T160000
DTEND;TZID=America/New_York:20230525T190000
DTSTAMP:20260424T155629
CREATED:20230425T201349Z
LAST-MODIFIED:20230426T201704Z
UID:10003089-1685030400-1685041200@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part II
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-ii-8/2023-05-25/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230523T160000
DTEND;TZID=America/New_York:20230523T190000
DTSTAMP:20260424T155629
CREATED:20230425T200938Z
LAST-MODIFIED:20231103T153055Z
UID:10003086-1684857600-1684868400@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part 1
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-1-6/2023-05-23/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230427T160000
DTEND;TZID=America/New_York:20230427T190000
DTSTAMP:20260424T155629
CREATED:20230425T201349Z
LAST-MODIFIED:20230426T201704Z
UID:10003088-1682611200-1682622000@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part II
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-ii-8/2023-04-27/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230425T160000
DTEND;TZID=America/New_York:20230425T190000
DTSTAMP:20260424T155629
CREATED:20230425T200938Z
LAST-MODIFIED:20231103T153055Z
UID:10003085-1682438400-1682449200@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part 1
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-1-6/2023-04-25/2/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230425T080000
DTEND;TZID=America/New_York:20230425T170000
DTSTAMP:20260424T155629
CREATED:20230425T200938Z
LAST-MODIFIED:20231103T153055Z
UID:10003096-1682409600-1682442000@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part 1
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-1-6/2023-04-25/1/
LOCATION:Zoom Call
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230321T180000
DTEND;TZID=America/New_York:20230321T193000
DTSTAMP:20260424T155629
CREATED:20230127T161321Z
LAST-MODIFIED:20230127T161321Z
UID:10003076-1679421600-1679427000@acdsinc.org
SUMMARY:Debt Management and Budgeting
DESCRIPTION:Learn How to take control of your finances. \nWhere does all of my money go? Is your paycheck gone at the end of the week or month\, but you cannot\nfigure out where it went? Then this workshop is for you! \nThis workshop covers a comprehensive approach to identifying what income you have and how much\nyou need in order to cover your monthly expenses. It will focus on identifying the difference between\nwants and needs\, tracking your expenses\, and preventing the creation of a budget that is not realistic\nand does not work. Identify your money personality and what triggers your spending and savings\nhabits. Identify methods to track your spending and modify those habits that break your budget. \nParticipate in budgeting exercises which will give you tips and guidance on creating a budget and\nmeeting your short and long term goals. Learn the importance of on-time payments\, debt reduction\, and\nliving within your means.
URL:https://acdsinc.org/event/debt-management-and-budgeting-2/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/FLP-Flyer.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230307T180000
DTEND;TZID=America/New_York:20230307T193000
DTSTAMP:20260424T155629
CREATED:20230127T164026Z
LAST-MODIFIED:20230127T164026Z
UID:10003077-1678212000-1678217400@acdsinc.org
SUMMARY:Understanding Your Credit
DESCRIPTION:What is credit and why it is important? \nWhat’s the big deal about credit scores? How do I get my credit score? What impact does my\ncredit score have on my financial wellness? This informative session will provide an in-depth\ndiscussion on how to obtain your credit report\, how to read your credit report\, and how your\ncredit report will be viewed by lenders\, credit card companies\, employers\, insurance providers\,\nand housing rental agencies. \nLearn how information is transmitted to the three credit bureaus\, the importance of accurate\ninformation and what actions are necessary to dispute and correct inaccurate information.\nListen to valuable tips about precautions and preventative actions against identity theft and\nfraud. \nYour credit report tells your story; learn how to control that story.
URL:https://acdsinc.org/event/understanding-your-credit-3-2/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/FLP-Flyer.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230228T180000
DTEND;TZID=America/New_York:20230228T193000
DTSTAMP:20260424T155629
CREATED:20230127T164447Z
LAST-MODIFIED:20230127T164447Z
UID:10003078-1677607200-1677612600@acdsinc.org
SUMMARY:Insurance 101
DESCRIPTION:Learn about the basics of insurance. \nAre you shopping around for insurance but you are not sure where to start? Or are you working\nwith an insurance agency that refuses to cover your claims? \nLearn how to financially protect yourself from illnesses or accidents that could affect your\nproperty and income. Insurance is a vital necessity in your everyday life. It is important to\nknow your rights as a consumer and get the answers for which you are looking. \nThis workshop will give you an unbiased opinion about how insurance works in Maryland.\nThe basics of insurance and how to avoid scams will be discussed. Find out about techniques\nthat will guide you in shopping for different policies\, rates\, and companies. Learn about the\ndifferent insurances available and what will work best for you. \nAt this workshop\, you will learn how to look out for fraud and companies that cannot ensure\nsolvencies.
URL:https://acdsinc.org/event/insurance-101-2/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/FLP-Flyer.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230228T100000
DTEND;TZID=America/New_York:20230228T120000
DTSTAMP:20260424T155629
CREATED:20230207T175452Z
LAST-MODIFIED:20230207T175452Z
UID:10003079-1677578400-1677585600@acdsinc.org
SUMMARY:Virtual Lender-Realtor Workshop
DESCRIPTION:Are you new to the ACDS programs? \nDo you need ideas to help first time homebuyers purchase a home in Anne Arundel County? \nJoin the ACDS team for an informational session to learn more about our Homeownership Counseling and Mortgage Assistance Programs.
URL:https://acdsinc.org/event/virtual-lender-realtor-workshop/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/png:https://acdsinc.org/wp-content/uploads/2023/02/Lender-Realtor-Workshop-1.png
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230221T180000
DTEND;TZID=America/New_York:20230221T193000
DTSTAMP:20260424T155629
CREATED:20230127T154803Z
LAST-MODIFIED:20230127T155004Z
UID:10003075-1677002400-1677007800@acdsinc.org
SUMMARY:Debt Management and Budgeting
DESCRIPTION:Learn How to take control of your finances. \nWhere does all of my money go? Is your paycheck gone at the end of the week or month\, but you cannot\nfigure out where it went? Then this workshop is for you! \nThis workshop covers a comprehensive approach to identifying what income you have and how much\nyou need in order to cover your monthly expenses. It will focus on identifying the difference between\nwants and needs\, tracking your expenses\, and preventing the creation of a budget that is not realistic\nand does not work. Identify your money personality and what triggers your spending and savings\nhabits. Identify methods to track your spending and modify those habits that break your budget. \nParticipate in budgeting exercises which will give you tips and guidance on creating a budget and\nmeeting your short and long term goals. Learn the importance of on-time payments\, debt reduction\, and\nliving within your means.
URL:https://acdsinc.org/event/debt-management-and-budgeting/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/FLP-Flyer.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230207T180000
DTEND;TZID=America/New_York:20230207T193000
DTSTAMP:20260424T155629
CREATED:20230127T144707Z
LAST-MODIFIED:20230127T155700Z
UID:10003074-1675792800-1675798200@acdsinc.org
SUMMARY:Understanding Your Credit
DESCRIPTION:What is credit and why it is important? \nWhat’s the big deal about credit scores? How do I get my credit score? What impact does my\ncredit score have on my financial wellness? This informative session will provide an in-depth\ndiscussion on how to obtain your credit report\, how to read your credit report\, and how your\ncredit report will be viewed by lenders\, credit card companies\, employers\, insurance providers\,\nand housing rental agencies. \nLearn how information is transmitted to the three credit bureaus\, the importance of accurate\ninformation and what actions are necessary to dispute and correct inaccurate information.\nListen to valuable tips about precautions and preventative actions against identity theft and\nfraud. \nYour credit report tells your story; learn how to control that story.
URL:https://acdsinc.org/event/understanding-your-credit-3/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/FLP-Flyer.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230125T180000
DTEND;TZID=America/New_York:20230125T200000
DTSTAMP:20260424T155629
CREATED:20230113T213923Z
LAST-MODIFIED:20230117T193125Z
UID:10003068-1674669600-1674676800@acdsinc.org
SUMMARY:Social Justice Movie Night *LIMITED SEATS AVAILABLE*
DESCRIPTION:LIMITED SEATS AVAILABLE \nACDS is co-sponsoring a “Social Justice Move Night” at Maryland Hall on January 25\, 2023!  We will be screening “Testing the Divide\,” followed by a moderated panel discussion about persistent housing segregation\, how it is effectuated\, its effects\, and remedies. \nACDS’ Chief Executive Director\, Erin Karpewicz\, will be one of the panelists. \nClick here to register for this event. \n  \n  \n  \n 
URL:https://acdsinc.org/event/sold-out-social-justice-movie-night/
LOCATION:Maryland Hall For the Arts Bowen Theatre\, 801 Chase Street\, Annapolis\, MD\, 21401\, United States
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/Social-Just-Movie-Night-Flyer2.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
GEO:38.9738803;-76.5057052
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Maryland Hall For the Arts Bowen Theatre 801 Chase Street Annapolis MD 21401 United States;X-APPLE-RADIUS=500;X-TITLE=801 Chase Street:geo:-76.5057052,38.9738803
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20181003T170000
DTEND;TZID=America/New_York:20181003T180000
DTSTAMP:20260424T155629
CREATED:20180920T203143Z
LAST-MODIFIED:20180920T203143Z
UID:10002824-1538586000-1538589600@acdsinc.org
SUMMARY:Rental Open House (4902 Brookwood Road)
DESCRIPTION:ACDS will be hosting an open house for perspective tenants to view this available rental property\, pick up an application and speak with the property manager.\nFor more information on this rental home\, please click here.
URL:https://acdsinc.org/event/rental-open-house-4902-brookwood-road-11/
LOCATION:4902 Brookwood\, 4902 Brookwood Road\, Baltimore\, MD\, 21225\, United States
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
GEO:39.225414;-76.609039
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=4902 Brookwood 4902 Brookwood Road Baltimore MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=4902 Brookwood Road:geo:-76.609039,39.225414
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20181002T180000
DTEND;TZID=America/New_York:20181002T200000
DTSTAMP:20260424T155629
CREATED:20180823T204732Z
LAST-MODIFIED:20180928T134118Z
UID:10002657-1538503200-1538510400@acdsinc.org
SUMMARY:RESCHEDULE Personal Taxes 101
DESCRIPTION:DUE TO INCLEMENT WEATHER THE CLASS HAS BEEN RESCHEDULE TO TUESDAY\, OCTOBER 2\, 2018 AT 6 P.M. \nHow will taxes changes impact you and your family? The unknown can be quite stressful. Join this workshop to gain a better understanding of how to prepare for the tax season. With a better understanding of the new tax law\, you and your family will be able plan your monthly and yearly spending budget more accurately. \nThis workshop will cover topics such as earned income credit\, standard deduction\, personal exemption\, child tax credit\, mortgage interest deductions\, and the best way to use deductions and credits to minimize your tax burden. \n  \nInstructor:   Sarah Dufresne\, Comptroller of Maryland \n  \nMs. Dufresne is an Assistant Director for the Revenue Administration Division and also acting \nManager of the Legal Section.  The Legal Section is responsible for many functions\, including estate tax\, legal processing\, legal correspondence\, and forms.  The Legal Section responds to tax inquiries\, tracks federal and state legislation\, and handles all aspects of nonresident sales of property withholding and the review of sales and use tax exemptions\, among other duties.  The Legal Section is also responsible for forms development. \n 
URL:https://acdsinc.org/event/personal-taxes-101/
LOCATION:Chesapeake Arts Center\, 194 Hammonds Lane\, Brooklyn Park\, MD\, 21225\, United States
ATTACH;FMTTYPE=image/png:https://acdsinc.org/wp-content/uploads/2018/08/Picture2.png
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
GEO:39.2164046;-76.6185239
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Chesapeake Arts Center 194 Hammonds Lane Brooklyn Park MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=194 Hammonds Lane:geo:-76.6185239,39.2164046
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20180927T173000
DTEND;TZID=America/New_York:20180927T183000
DTSTAMP:20260424T155629
CREATED:20180920T203017Z
LAST-MODIFIED:20180920T203017Z
UID:10002820-1538069400-1538073000@acdsinc.org
SUMMARY:Rental Open House (4902 Brookwood Road)
DESCRIPTION:ACDS will be hosting an open house for perspective tenants to view this available rental property\, pick up an application and speak with the property manager.\nFor more information on this rental home\, please click here.
URL:https://acdsinc.org/event/rental-open-house-4902-brookwood-road-10/
LOCATION:4902 Brookwood\, 4902 Brookwood Road\, Baltimore\, MD\, 21225\, United States
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
GEO:39.225414;-76.609039
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=4902 Brookwood 4902 Brookwood Road Baltimore MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=4902 Brookwood Road:geo:-76.609039,39.225414
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20180925T180000
DTEND;TZID=America/New_York:20180925T200000
DTSTAMP:20260424T155629
CREATED:20180823T202756Z
LAST-MODIFIED:20180823T202756Z
UID:10002655-1537898400-1537905600@acdsinc.org
SUMMARY:Understanding Your Credit/Budget
DESCRIPTION:What’s the big deal about credit scores? How do I get my credit score? What impact does my credit score have on my financial wellness? This informative workshop will provide an in-depth discussion on how to obtain your credit report\, how to read your credit report\, and how your credit report will be viewed by lenders\, credit card companies\, employers\, insurance providers\, and housing rental agencies. \n  \nLearn how information is transmitted to the three credit bureaus\, the importance of accurate information and what actions are necessary to dispute and correct inaccurate information. Listen to valuable tips about precautions and preventative actions against identity theft and fraud. \n 
URL:https://acdsinc.org/event/understanding-your-credit-budget/
LOCATION:Chesapeake Arts Center\, 194 Hammonds Lane\, Brooklyn Park\, MD\, 21225\, United States
ATTACH;FMTTYPE=image/png:https://acdsinc.org/wp-content/uploads/2018/08/Picture1.png
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
GEO:39.2164046;-76.6185239
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=Chesapeake Arts Center 194 Hammonds Lane Brooklyn Park MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=194 Hammonds Lane:geo:-76.6185239,39.2164046
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20180919T173000
DTEND;TZID=America/New_York:20180919T183000
DTSTAMP:20260424T155629
CREATED:20180905T132134Z
LAST-MODIFIED:20180905T132134Z
UID:10002810-1537378200-1537381800@acdsinc.org
SUMMARY:Rental Open House (4902 Brookwood Road)
DESCRIPTION:ACDS will be hosting an open house for perspective tenants to view this available rental property\, pick up an application and speak with the property manager.\nFor more information on this rental home\, please click here.
URL:https://acdsinc.org/event/rental-open-house-4902-brookwood-road-9/
LOCATION:4902 Brookwood\, 4902 Brookwood Road\, Baltimore\, MD\, 21225\, United States
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
GEO:39.225414;-76.609039
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=4902 Brookwood 4902 Brookwood Road Baltimore MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=4902 Brookwood Road:geo:-76.609039,39.225414
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20180916T110000
DTEND;TZID=America/New_York:20180916T120000
DTSTAMP:20260424T155629
CREATED:20180905T131651Z
LAST-MODIFIED:20180905T131651Z
UID:10002809-1537095600-1537099200@acdsinc.org
SUMMARY:Rental Open House (4902 Brookwood Road)
DESCRIPTION:ACDS will be hosting an open house for perspective tenants to view this available rental property\, pick up an application and speak with the property manager. \nFor more information on this rental home\, please click here.
URL:https://acdsinc.org/event/rental-open-house-4902-brookwood-road-8/
LOCATION:4902 Brookwood\, 4902 Brookwood Road\, Baltimore\, MD\, 21225\, United States
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
GEO:39.225414;-76.609039
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=4902 Brookwood 4902 Brookwood Road Baltimore MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=4902 Brookwood Road:geo:-76.609039,39.225414
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20180913T170000
DTEND;TZID=America/New_York:20180913T180000
DTSTAMP:20260424T155629
CREATED:20180905T131442Z
LAST-MODIFIED:20180905T131442Z
UID:10002808-1536858000-1536861600@acdsinc.org
SUMMARY:Rental Open House (4902 Brookwood Road)
DESCRIPTION:ACDS will be hosting an open house for perspective tenants to view this available rental property\, pick up an application and speak with the property manager. \nFor more information on this rental home\, please click here.
URL:https://acdsinc.org/event/rental-open-house-4902-brookwood-road-7/
LOCATION:4902 Brookwood\, 4902 Brookwood Road\, Baltimore\, MD\, 21225\, United States
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
GEO:39.225414;-76.609039
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=4902 Brookwood 4902 Brookwood Road Baltimore MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=4902 Brookwood Road:geo:-76.609039,39.225414
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20180909T110000
DTEND;TZID=America/New_York:20180909T120000
DTSTAMP:20260424T155629
CREATED:20180905T131134Z
LAST-MODIFIED:20180905T131134Z
UID:10002807-1536490800-1536494400@acdsinc.org
SUMMARY:Rental Open House (4902 Brookwood Road)
DESCRIPTION:ACDS will be hosting an open house for perspective tenants to view this available rental property\, pick up an application and speak with the property manager. \nFor more information on this rental home\, please click here.
URL:https://acdsinc.org/event/rental-open-house-4902-brookwood-road-6/
LOCATION:4902 Brookwood\, 4902 Brookwood Road\, Baltimore\, MD\, 21225\, United States
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
GEO:39.225414;-76.609039
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=4902 Brookwood 4902 Brookwood Road Baltimore MD 21225 United States;X-APPLE-RADIUS=500;X-TITLE=4902 Brookwood Road:geo:-76.609039,39.225414
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20180508T180000
DTEND;TZID=America/New_York:20180508T200000
DTSTAMP:20260424T155629
CREATED:20180214T154936Z
LAST-MODIFIED:20180221T180602Z
UID:10002702-1525802400-1525809600@acdsinc.org
SUMMARY:Building your Career Success
DESCRIPTION:Whether you are looking for a job or a new career\, or wanting to advance within your current position\, this workshop can help you. At this workshop\, you will learn how to identify occupations where your skills are in demand. \n  \nLearn how to be successful in finding employment in today’s job market. You will learn how to access online job listings\, where to go for help with resume and cover letter preparation\, and how to access training that could lead to certification in high-growth industries. \n  \nLearn about a new computerized tool that will help you discover your strengths and personality type to determine a satisfying and fiscally rewarding career path. \n  \nInstructor: Carl Kushinsky\, Career Navigation Specialist  \n  \nCarl Kushinsky who works with job seekers to identify their strengths\, talents and passions and match them with the best businesses in Anne Arundel County. He knows that if you think like a business owner\, you can learn to be the solution to a company’s challenges and the bandage for their wounds. Carl began his career in Human Resources but has been working with Anne Arundel County Workforce Development for two years as a recruiter and career coach. \n 
URL:https://acdsinc.org/event/building-career-success/
LOCATION:AA County Department of Aging & Disabilities North County Location\, 7320 Ritchie Highway\, Glen Burnie\, MD\, 21061\, United States
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
GEO:39.1702702;-76.6210088
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=AA County Department of Aging & Disabilities North County Location 7320 Ritchie Highway Glen Burnie MD 21061 United States;X-APPLE-RADIUS=500;X-TITLE=7320 Ritchie Highway:geo:-76.6210088,39.1702702
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20180426T180000
DTEND;TZID=America/New_York:20180426T200000
DTSTAMP:20260424T155629
CREATED:20180214T153906Z
LAST-MODIFIED:20180221T180345Z
UID:10002700-1524765600-1524772800@acdsinc.org
SUMMARY:Banking 101
DESCRIPTION:Understanding banking and the services provided to you through your local branch and/or online is an important aspect of your financial health. While local check cashing services and “payday lenders” may be fast and easy\, they could be harmful to your wallet. \n  \nThis workshop will help you to understand the various products and services offered by most check cashing services\, banks\, credit unions and other financial institutions. This workshop will provide a in-depth discussion on the basic steps in establishing a checking and savings account\, as well as the importance of regular deposits and monthly reconciliation of accounts. \n  \nThis workshop will give you an understanding of what banks offer\, including debit cards\, lines of credit\, and bank credit cards. Learn about available links between savings accounts and checking accounts\, and the fees associated with these services. Receive a broad introduction to wealth management and trust services\, an overview of consumer and commercial loans\, and the difference between these two loans. \n  \nInstructor: Angela Yerecic\, PNC Bank\, Pasadena Office  \n  \nAngela Yerecic is currently branch manager with PNC Bank in Pasadena\, Maryland.  She has been with PNC for over nine years\, and is also a graduate of the PNC ACCEL management training program.  She studied Financial Economics at UMBC\, and takes pride in being able to help clients daily with their overall financial well-being. \n 
URL:https://acdsinc.org/event/banking-101/
LOCATION:AA County Department of Aging & Disabilities North County Location\, 7320 Ritchie Highway\, Glen Burnie\, MD\, 21061\, United States
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
GEO:39.1702702;-76.6210088
X-APPLE-STRUCTURED-LOCATION;VALUE=URI;X-ADDRESS=AA County Department of Aging & Disabilities North County Location 7320 Ritchie Highway Glen Burnie MD 21061 United States;X-APPLE-RADIUS=500;X-TITLE=7320 Ritchie Highway:geo:-76.6210088,39.1702702
END:VEVENT
END:VCALENDAR