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X-ORIGINAL-URL:https://acdsinc.org
X-WR-CALDESC:Events for Arundel Community Development Services, Inc.
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230321T180000
DTEND;TZID=America/New_York:20230321T193000
DTSTAMP:20260404T071345
CREATED:20230127T161321Z
LAST-MODIFIED:20230127T161321Z
UID:10003076-1679421600-1679427000@acdsinc.org
SUMMARY:Debt Management and Budgeting
DESCRIPTION:Learn How to take control of your finances. \nWhere does all of my money go? Is your paycheck gone at the end of the week or month\, but you cannot\nfigure out where it went? Then this workshop is for you! \nThis workshop covers a comprehensive approach to identifying what income you have and how much\nyou need in order to cover your monthly expenses. It will focus on identifying the difference between\nwants and needs\, tracking your expenses\, and preventing the creation of a budget that is not realistic\nand does not work. Identify your money personality and what triggers your spending and savings\nhabits. Identify methods to track your spending and modify those habits that break your budget. \nParticipate in budgeting exercises which will give you tips and guidance on creating a budget and\nmeeting your short and long term goals. Learn the importance of on-time payments\, debt reduction\, and\nliving within your means.
URL:https://acdsinc.org/event/debt-management-and-budgeting-2/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/FLP-Flyer.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230321T160000
DTEND;TZID=America/New_York:20230321T190000
DTSTAMP:20260404T071345
CREATED:20221123T145603Z
LAST-MODIFIED:20221123T145603Z
UID:10003061-1679414400-1679425200@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part 1
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-1-5/2023-03-21/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230307T180000
DTEND;TZID=America/New_York:20230307T193000
DTSTAMP:20260404T071345
CREATED:20230127T164026Z
LAST-MODIFIED:20230127T164026Z
UID:10003077-1678212000-1678217400@acdsinc.org
SUMMARY:Understanding Your Credit
DESCRIPTION:What is credit and why it is important? \nWhat’s the big deal about credit scores? How do I get my credit score? What impact does my\ncredit score have on my financial wellness? This informative session will provide an in-depth\ndiscussion on how to obtain your credit report\, how to read your credit report\, and how your\ncredit report will be viewed by lenders\, credit card companies\, employers\, insurance providers\,\nand housing rental agencies. \nLearn how information is transmitted to the three credit bureaus\, the importance of accurate\ninformation and what actions are necessary to dispute and correct inaccurate information.\nListen to valuable tips about precautions and preventative actions against identity theft and\nfraud. \nYour credit report tells your story; learn how to control that story.
URL:https://acdsinc.org/event/understanding-your-credit-3-2/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/FLP-Flyer.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230301T180000
DTEND;TZID=America/New_York:20230301T190000
DTSTAMP:20260404T071345
CREATED:20230207T163045Z
LAST-MODIFIED:20230207T163046Z
UID:10003056-1677693600-1677697200@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE.\nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-35-5/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230228T180000
DTEND;TZID=America/New_York:20230228T193000
DTSTAMP:20260404T071345
CREATED:20230127T164447Z
LAST-MODIFIED:20230127T164447Z
UID:10003078-1677607200-1677612600@acdsinc.org
SUMMARY:Insurance 101
DESCRIPTION:Learn about the basics of insurance. \nAre you shopping around for insurance but you are not sure where to start? Or are you working\nwith an insurance agency that refuses to cover your claims? \nLearn how to financially protect yourself from illnesses or accidents that could affect your\nproperty and income. Insurance is a vital necessity in your everyday life. It is important to\nknow your rights as a consumer and get the answers for which you are looking. \nThis workshop will give you an unbiased opinion about how insurance works in Maryland.\nThe basics of insurance and how to avoid scams will be discussed. Find out about techniques\nthat will guide you in shopping for different policies\, rates\, and companies. Learn about the\ndifferent insurances available and what will work best for you. \nAt this workshop\, you will learn how to look out for fraud and companies that cannot ensure\nsolvencies.
URL:https://acdsinc.org/event/insurance-101-2/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/FLP-Flyer.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230228T100000
DTEND;TZID=America/New_York:20230228T120000
DTSTAMP:20260404T071345
CREATED:20230207T175452Z
LAST-MODIFIED:20230207T175452Z
UID:10003079-1677578400-1677585600@acdsinc.org
SUMMARY:Virtual Lender-Realtor Workshop
DESCRIPTION:Are you new to the ACDS programs? \nDo you need ideas to help first time homebuyers purchase a home in Anne Arundel County? \nJoin the ACDS team for an informational session to learn more about our Homeownership Counseling and Mortgage Assistance Programs.
URL:https://acdsinc.org/event/virtual-lender-realtor-workshop/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/png:https://acdsinc.org/wp-content/uploads/2023/02/Lender-Realtor-Workshop-1.png
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230221T180000
DTEND;TZID=America/New_York:20230221T193000
DTSTAMP:20260404T071345
CREATED:20230127T154803Z
LAST-MODIFIED:20230127T155004Z
UID:10003075-1677002400-1677007800@acdsinc.org
SUMMARY:Debt Management and Budgeting
DESCRIPTION:Learn How to take control of your finances. \nWhere does all of my money go? Is your paycheck gone at the end of the week or month\, but you cannot\nfigure out where it went? Then this workshop is for you! \nThis workshop covers a comprehensive approach to identifying what income you have and how much\nyou need in order to cover your monthly expenses. It will focus on identifying the difference between\nwants and needs\, tracking your expenses\, and preventing the creation of a budget that is not realistic\nand does not work. Identify your money personality and what triggers your spending and savings\nhabits. Identify methods to track your spending and modify those habits that break your budget. \nParticipate in budgeting exercises which will give you tips and guidance on creating a budget and\nmeeting your short and long term goals. Learn the importance of on-time payments\, debt reduction\, and\nliving within your means.
URL:https://acdsinc.org/event/debt-management-and-budgeting/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/FLP-Flyer.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230221T160000
DTEND;TZID=America/New_York:20230221T190000
DTSTAMP:20260404T071345
CREATED:20221123T145603Z
LAST-MODIFIED:20221123T145603Z
UID:10003060-1676995200-1677006000@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part 1
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-1-5/2023-02-21/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230208T180000
DTEND;TZID=America/New_York:20230208T190000
DTSTAMP:20260404T071345
CREATED:20230207T162930Z
LAST-MODIFIED:20230207T162930Z
UID:10003055-1675879200-1675882800@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE.\nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-35-4/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230207T180000
DTEND;TZID=America/New_York:20230207T193000
DTSTAMP:20260404T071345
CREATED:20230127T144707Z
LAST-MODIFIED:20230127T155700Z
UID:10003074-1675792800-1675798200@acdsinc.org
SUMMARY:Understanding Your Credit
DESCRIPTION:What is credit and why it is important? \nWhat’s the big deal about credit scores? How do I get my credit score? What impact does my\ncredit score have on my financial wellness? This informative session will provide an in-depth\ndiscussion on how to obtain your credit report\, how to read your credit report\, and how your\ncredit report will be viewed by lenders\, credit card companies\, employers\, insurance providers\,\nand housing rental agencies. \nLearn how information is transmitted to the three credit bureaus\, the importance of accurate\ninformation and what actions are necessary to dispute and correct inaccurate information.\nListen to valuable tips about precautions and preventative actions against identity theft and\nfraud. \nYour credit report tells your story; learn how to control that story.
URL:https://acdsinc.org/event/understanding-your-credit-3/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2023/01/FLP-Flyer.jpg
ORGANIZER;CN="Arundel Community Development Services%2C Inc.":MAILTO:info@acdsinc.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230201T180000
DTEND;TZID=America/New_York:20230201T190000
DTSTAMP:20260404T071345
CREATED:20230207T163257Z
LAST-MODIFIED:20230207T163257Z
UID:10003054-1675274400-1675278000@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE.\nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-35-6/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230124T160000
DTEND;TZID=America/New_York:20230124T190000
DTSTAMP:20260404T071345
CREATED:20221123T145603Z
LAST-MODIFIED:20221123T145603Z
UID:10003059-1674576000-1674586800@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part 1
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-1-5/2023-01-24/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230118T180000
DTEND;TZID=America/New_York:20230118T190000
DTSTAMP:20260404T071345
CREATED:20230105T214800Z
LAST-MODIFIED:20230105T214817Z
UID:10003053-1674064800-1674068400@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE.\nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-35-3/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230118T180000
DTEND;TZID=America/New_York:20230118T190000
DTSTAMP:20260404T071345
CREATED:20221123T144915Z
LAST-MODIFIED:20230105T214447Z
UID:10003067-1674064800-1674068400@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:The Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE.\nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-35/2023-01-18/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20230111T180000
DTEND;TZID=America/New_York:20230111T190000
DTSTAMP:20260404T071345
CREATED:20230105T214537Z
LAST-MODIFIED:20230105T214613Z
UID:10003052-1673460000-1673463600@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE.\nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-35-2/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20221129T160000
DTEND;TZID=America/New_York:20221129T190000
DTSTAMP:20260404T071345
CREATED:20221123T145603Z
LAST-MODIFIED:20221123T145603Z
UID:10003058-1669737600-1669748400@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part 1
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo being the programs please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-1-5/2022-11-29/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20221004T100000
DTEND;TZID=America/New_York:20221004T113000
DTSTAMP:20260404T071345
CREATED:20220913T184544Z
LAST-MODIFIED:20220914T210810Z
UID:10003040-1664877600-1664883000@acdsinc.org
SUMMARY:Lender Day 2022
DESCRIPTION:Are ACDS programs new to you? Do you need ideas to help your first time\nhomebuyers purchase a home in Anne Arundel County? Then join us for an\ninformational session to learn about our Homeownership Counseling and\nMortgage Assistance Programs! \nThis session will help Lenders and Realtors understand the guidelines of\nour programs so you can refer your clients to us. \nACDS is a HUD certified housing counseling agency looking to help you\nand your clients! \nTuesday\, October 4\, 2022\n10:00 a.m. – 11:30 a.m.\nThis will be a ZOOM Presentation. \nPlease register by Friday\, September 30\, 2022 \nTo register\, please submit form below: \n[contact-form to=”info@acdsinc.org ” subject=”Lender Day 10/4/2022  RSVP “][contact-field label=”Name” type=”name” required=”1″][contact-field label=”Email” type=”email” required=”1″][contact-field label=”Message” type=”textarea”][/contact-form] \n 
URL:https://acdsinc.org/event/lender-day-2022/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2022/09/lender-day.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20220824T110000
DTEND;TZID=America/New_York:20220824T123000
DTSTAMP:20260404T071345
CREATED:20220729T173650Z
LAST-MODIFIED:20220729T191705Z
UID:10003029-1661338800-1661344200@acdsinc.org
SUMMARY:Property Tax Credit Workshop
DESCRIPTION:Do you have questions about Property Tax Credits? \nJoin ACDS for a virtual session with Silma Raymond\, Program Manager from the Maryland Department of Taxation and Assessment to answer your questions! \nSubmit form below to RSVP \n[contact-form to=”info@acdsinc.org ” subject=”Tax Credit Worskhop RVSP “][contact-field label=”Name” type=”name” required=”1″][contact-field label=”Email” type=”email” required=”1″][/contact-form] \n 
URL:https://acdsinc.org/event/property-tax-credit-workshop/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/png:https://acdsinc.org/wp-content/uploads/2022/07/Property-Tax-Credit-Workshop-Flyer.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20220504T180000
DTEND;TZID=America/New_York:20220504T193000
DTSTAMP:20260404T071345
CREATED:20220120T201629Z
LAST-MODIFIED:20220125T191627Z
UID:10002805-1651687200-1651692600@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE.\nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-30/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20220427T110000
DTEND;TZID=America/New_York:20220427T120000
DTSTAMP:20260404T071345
CREATED:20220427T171241Z
LAST-MODIFIED:20220427T171241Z
UID:10003024-1651057200-1651060800@acdsinc.org
SUMMARY:Virtual Cafe
DESCRIPTION:VIRTUAL CAFÉ \nApril 27\, 2022\n11am-12pm \n\nZoom Link\nhttps://us02web.zoom.us/j/87553285596?pwd=VDhJN01m\nWWNuL3NjNG5VOTlUaFllZz09 \nMeeting ID: 875 5328 5596 \nPasscode: 625929 \nSpecial Guests\nMizetta Wilson\, Director\nCommunity of Hope Brooklyn Park\nAA County Partnership for Children\, Youth\, & Families\nChauncey A. Hall\, Program Director\nArundel Community Development Service \n\nFor more information contact\nTakiya Green\, MSW 443-462-9711\nCarmelina Gilberto\, LMSW 410-693-2878\nRosalind Hill-Kane\, Program Manager 410-421-8439\nCarnitra White\, Director
URL:https://acdsinc.org/event/virtual-cafe/
LOCATION:Zoom Call
ATTACH;FMTTYPE=image/jpeg:https://acdsinc.org/wp-content/uploads/2022/04/VirtualCafeApril2022.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20220413T180000
DTEND;TZID=America/New_York:20220413T193000
DTSTAMP:20260404T071345
CREATED:20220113T145200Z
LAST-MODIFIED:20220114T154654Z
UID:10002798-1649872800-1649878200@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE.\nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program. \n 
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-29/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20220406T180000
DTEND;TZID=America/New_York:20220406T193000
DTSTAMP:20260404T071345
CREATED:20220113T144709Z
LAST-MODIFIED:20220113T144821Z
UID:10002797-1649268000-1649273400@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE.\nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-28/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20220405T100000
DTEND;TZID=America/New_York:20220405T120000
DTSTAMP:20260404T071345
CREATED:20220314T165502Z
LAST-MODIFIED:20220314T165502Z
UID:10003019-1649152800-1649160000@acdsinc.org
SUMMARY:Lender/Realtor Day
DESCRIPTION:Click here for Lender/Realtor Day\nAre ACDS programs new to you? Do\nyou need ideas to help your first time\nhomebuyers purchase a home in Anne\nArundel County? Then join us for an\ninformational session to learn about our\nHomeownership Counseling and\nMortgage Assistance Programs!\nThis session will help Lenders and\nRealtors understand the guidelines of\nour programs so you can refer your\nclients to us. \nACDS is a HUD certified housing\ncounseling agency looking to help you\nand your clients! \nLender/Realtor Day\nTo register\, please email\nLinda DeLuca at\nldeluca@acdsinc.org\nDeadline to register is Friday\, April 1\, 2022
URL:https://acdsinc.org/event/lender-realtor-day-2/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20220402T100000
DTEND;TZID=America/New_York:20220402T120000
DTSTAMP:20260404T071345
CREATED:20220322T172056Z
LAST-MODIFIED:20220401T143659Z
UID:10003021-1648893600-1648900800@acdsinc.org
SUMMARY:Mortgage Help for Anne Arundel County Homeowners Webinar
DESCRIPTION:*THIS EVENT IS CANCELLED* \nPlease register for the April 14th Webinar \n \nAre you worried about making your mortgage payment? \nJoin ACDS and the State of Maryland to learn about: \nForeclosure Prevention\nHomeowner Assistance Fund \nTo register for this webinar\, please email info@acdsinc.org\, or call 410-222-7600. \nFor more information\, or to apply to the Foreclosure Prevention Counseling Click Here \nFor more information\, or to apply to the Homeowner Assistance Fund Click Here
URL:https://acdsinc.org/event/mortgage-help-for-anne-arundel-county-homeowners-webinar/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20220324T180000
DTEND;TZID=America/New_York:20220324T193000
DTSTAMP:20260404T071345
CREATED:20220113T165142Z
LAST-MODIFIED:20220113T165142Z
UID:10002803-1648144800-1648150200@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part II
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-ii-5/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20220322T160000
DTEND;TZID=America/New_York:20220322T190000
DTSTAMP:20260404T071345
CREATED:20220113T155437Z
LAST-MODIFIED:20220113T170136Z
UID:10002801-1647964800-1647975600@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part 1
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here.
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-1-4/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20220309T180000
DTEND;TZID=America/New_York:20220309T193000
DTSTAMP:20260404T071345
CREATED:20220113T144425Z
LAST-MODIFIED:20220113T144538Z
UID:10002796-1646848800-1646854200@acdsinc.org
SUMMARY:Homeownership Counseling Introduction Class
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. THOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE.\nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \nThe Introduction Class is the first session of the Homeownership Counseling Program and helps participants understand the requirements of the program.
URL:https://acdsinc.org/event/homeownership-counseling-introduction-class-27/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20220226T120000
DTEND;TZID=America/New_York:20220226T160000
DTSTAMP:20260404T071345
CREATED:20220208T163106Z
LAST-MODIFIED:20220208T163106Z
UID:10003018-1645876800-1645891200@acdsinc.org
SUMMARY:3rd Annual Minority Money Matters Financial Literacy Event
DESCRIPTION:OPEN TO EVERYONE \nMinority Money Matters was created with the goal of bridging the financial literacy gap and strengthening the understanding of the impact of financial stability on improved health\, physical and emotional well-being. This event will host a series of workshops\, delivered by experts in various areas\, including College Savings Strategies\, Estate Planning\, Banking Lending Process\, Homeownership and Entrepreneurship \nACDS Staff will be on a panel to discuss the Homeownership process. \nZoom Webinar Event \nClick Below to Register: \nWebinar Registration – Zoom \n  \n 
URL:https://acdsinc.org/event/3rd-annual-minority-money-matters-financial-literacy-event/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20220224T170000
DTEND;TZID=America/New_York:20220224T183000
DTSTAMP:20260404T071345
CREATED:20220127T153340Z
LAST-MODIFIED:20220127T153340Z
UID:10003017-1645722000-1645727400@acdsinc.org
SUMMARY:Public Hearing - FY 2023 Housing and Community Development Budget
DESCRIPTION:A second virtual public hearing on the FY 2023 Housing and Community Development Budget process will be held on February 24\, 2022 at 5:00 p.m. to respond to ACDS staff recommendations for projects and activities to be funded with the FY 2023 budget.  Residents and interested organizations will be invited to speak for up two minutes and provide input on the budget process.  Please RSVP to Ms. Adriana Ramirez at aramirez@acdsinc.org. \nIf you wish to attend and require a special accommodation (e.g. interpreter for deaf and hard of hearing or critical documents translated for persons with limited English proficiency) please contact aramirez@acdsinc.org no later than seven business days prior to the public meeting.
URL:https://acdsinc.org/event/public-hearing-fy-2023-housing-and-community-development-budget/
LOCATION:Zoom Call
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20220224T160000
DTEND;TZID=America/New_York:20220224T190000
DTSTAMP:20260404T071345
CREATED:20220113T164755Z
LAST-MODIFIED:20220113T170051Z
UID:10002802-1645718400-1645729200@acdsinc.org
SUMMARY:Homeownership Counseling Workshop Class Part II
DESCRIPTION:THIS CLASS IS FULL \nThe Homeownership Counseling Program classes are by invitation only. \nTHOSE WHO DO NOT APPLY WILL NOT BE ALLOWED TO PARTICIPATE. \nTo apply for the next available class please click here and this link will direct you to the Homeownership Counseling Application. To learn more about our Homeownership Counseling program please click here. \n 
URL:https://acdsinc.org/event/homeownership-counseling-workshop-class-part-ii-4/
LOCATION:Zoom Call
END:VEVENT
END:VCALENDAR