Chartered by Anne Arundel County in 1993 to manage and carry out the County’s federal housing and community development programs, ACDS provides a variety of direct assistance, including homeownership counseling, foreclosure prevention counseling, downpayment and closing cost assistance, accessibility modifications, property rehabilitation and affordable rental units to County residents.

ACDS is also an experienced steward of public funds with a proven track record adhering to federal regulations and financial management standards for programs such as CDBG, HOME, ESG, Continuum of Care and HOPWA. We manage a portfolio of grants and loans to a variety of community nonprofit organizations, group home providers, homeless agencies and low-income housing developers.

As a private nonprofit organization, ACDS successfully applies for a variety of federal, State and local funds. We have been able to expand our scope of services while keeping a relatively trim staff and low overhead cost.  According to our most recent audit, ACDS expenditures on administration activities totaled just 13% of our total budget, compared to the industry average of 20%.

Governed by an 11 member Board of Directors and led by a Chief Executive Officer with over 30 years in the housing and community development field, ACDS employs full-time professionals who work together to implement the mission of the Corporation.