What is credit and why it is important?

What’s the big deal about credit scores? How do I get my credit score? What impact does my credit score have on my financial wellness? This informative session will provide an in-depth discussion of how to obtain your credit report, an understanding how to read your credit report, and how your credit report will be viewed by lenders, credit card companies, employers, insurance providers, and housing rental agencies

Learn how information is transmitted to the three credit bureaus, the importance of accurate information and what actions are necessary to dispute and correct inaccurate information.  Listen to valuable tips about precautions and preventative actions against identity theft and fraud.  Historical credit and information detailed on your credit report tells a story about you.

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Pizza/Light Refreshments Included

Instructor:   Steven Ames, Financial Educational Foundation of Anne Arundel County (FEF)

Steven Ames is the current Chair of the Financial Educational Foundation of Anne Arundel County (FEF), which provides pro bono financial education. He is the former principal of Ames Fee-Only Financial Planning, where he held the Certified Financial Planner (CFP) designation. A graduate of the University of Maryland, he also holds a Masters Degree from American University and a Masters in     Financial Planning from the College For Financial Planning. A financial advisor for over 25 years, he has extensive experience in many areas of financial planning.

This is one of six different Financial Empowerment Workshops offered by ACDS this fall.  Check out our calendar for more workshops!