Due to a significantly high volume of Homeownership Counseling applications, our first class is booked in advance for up to at least 6-8 weeks. The program itself is 4 classes, for a total of 8 hours, and on average, it takes about 2-4 months to complete from the start date, ensuring participants receive comprehensive guidance and support throughout their journey to homeownership.
The Homeownership Counseling Program provides new homebuyers with everything they need to know about buying a home, making homeownership an attainable -and sustainable- goal. Our counselors first start with an introduction session were clients are presented an overview of the program. Clients then will meet one-on-one to develop a detailed budget and repair any credit issues. This is followed by group workshops that cover topics including identifying a house, negotiating the sale contract, obtaining financing, preparing for settlement, and taking ownership. Our program fulfills the State of Maryland counseling requirements for their first time homebuyer products.
“ACDS has done an excellent job in documenting and serving the community’s housing counseling needs. Our HUD reviewers have recommended an unconditional three (3) year re-approval of ACDS as a HUD certified Housing Counseling Agency” –HUD Representative, May 2017
“The counseling program taught me everything I needed and wanted to know about owning my first home” –Homeownership Counseling Graduate, February 2019