ACDS is open and ready to assist you. In addition to our regular programming, we have the following resources available in response to the COVID-19 Public Health Emergency: Eviction Prevention Program, and Foreclosure Prevention Counseling.
Contact us via email at info@acdsinc.org or at 410-222-7600 (dial zero), or click HERE for a staff directory.
Learn How to take control of your finances.
Where does all of my money go? Is your paycheck gone at the end of the week or month, but you cannot
figure out where it went? Then this workshop is for you!
This workshop covers a comprehensive approach to identifying what income you have and how much
you need in order to cover your monthly expenses. It will focus on identifying the difference between
wants and needs, tracking your expenses, and preventing the creation of a budget that is not realistic
and does not work. Identify your money personality and what triggers your spending and savings
habits. Identify methods to track your spending and modify those habits that break your budget.
Participate in budgeting exercises which will give you tips and guidance on creating a budget and
meeting your short and long term goals. Learn the importance of on-time payments, debt reduction, and
living within your means.