Due to COVID-19 and the emerging public health crisis, ACDS has cancelled all group workshops and classes for the month of March.  Please check back for updates and/or contact our office at info@acdsinc.org for individual financial coaching.  

Where does all of my money go? Is your paycheck gone at the end of the week or month, but you cannot figure out where it went? Then this workshop is for you!

This workshop covers a comprehensive approach to identifying what income you have and how much you need in order to cover your monthly expenses. It will focus on identifying the difference between wants and needs, tracking your expenses, and preventing the creation of a budget that is not realistic and does not work. Identify your money personality and what triggers your spending and savings habits. Identify methods to track your spending and modify those habits that break your budget.

Participate in budgeting exercises which will give you tips and guidance on creating a budget and meeting your short and long term goals. Learn the importance of on-time payments, debt reduction, and living within your means.