Please note that although our offices are closed, we are still open for business and available to provide assistance via phone and email during our normal business hours. Please contact us via email at or 410-222-7600 (dial zero), or click here for a staff directory. As our physical office is closed, we encourage you to submit correspondence electronically or contact us to make other arrangements. Please note all events and group classes have been cancelled for March, but our housing counselors are available to provide one-on-one help, including mortgage foreclosure prevention assistance and financial counseling.

All contractor bids for projects scheduled to be received at the ACDS office on Friday, March 20, 2020, will be accepted by ACDS as scheduled. Special instructions for submitting this week’s bids will be sent to contractors on the ACDS eligible to bid list and other interested contractors.

For more information on COVID -19, resources and cancellations, please visit the County's website:


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Debt Management & Budgeting Workshop – CANCELLED

March 24 @ 6:00 pm - 8:00 pm


Due to COVID-19 and the emerging public health crisis, ACDS has cancelled all group workshops and classes for the month of March.  Please check back for updates and/or contact our office at for individual financial coaching.  

Where does all of my money go? Is your paycheck gone at the end of the week or month, but you cannot figure out where it went? Then this workshop is for you!

This workshop covers a comprehensive approach to identifying what income you have and how much you need in order to cover your monthly expenses. It will focus on identifying the difference between wants and needs, tracking your expenses, and preventing the creation of a budget that is not realistic and does not work. Identify your money personality and what triggers your spending and savings habits. Identify methods to track your spending and modify those habits that break your budget.

Participate in budgeting exercises which will give you tips and guidance on creating a budget and meeting your short and long term goals. Learn the importance of on-time payments, debt reduction, and living within your means.


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$ 0.00
9 available


March 24
6:00 pm - 8:00 pm


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Arundel Community Development Services, Inc. 2666 Riva Road, Suite 210 Annapolis, Maryland 21401410.222.7600 Get in touch with us